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2019 1% challenge

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  • Paid £861.28 this month due to receiving a bonus at work.

    £15,606.60 remaining.

    Paid off 5.3% this month, really chuffed with that.
  • Whatlifeis
    Whatlifeis Posts: 45 Forumite
    Eighth Anniversary 10 Posts Name Dropper
    Is it too late to join this challenge please?
    I'm going to clear my smallest CC debt, so 1% is £90


    'In the widening gap between credits and debits hangs a question: What parts of this life are you willing to give up, so you can keep on living?'
    (Jessica Bruder, Nomadland)
  • AdventureWanted
    AdventureWanted Posts: 1,474 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Hi, please can I join, I'm aiming to pay off a good portion of my car loan this year, my 1% is £90 :j

    Hi NorthernPeach,
    Welcome to the 2019 1% challenge. I've assigned you number 41. If you could mention your number when checking in that'd be great. Good luck with your 1%s.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • AdventureWanted
    AdventureWanted Posts: 1,474 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Can I join please? My 1% is £162.15.

    I'll be making payments monthly on the 28th so I'll update then.

    Hoping to pay off at least 25% this year. :j

    Hi Danthewelder,
    Welcome to the 2019 1% challenge. I've assigned you number 42. If you could mention your number when checking in that'd be great. Good luck with your 1%s.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • AdventureWanted
    AdventureWanted Posts: 1,474 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Bliss118 wrote: »
    Hi all,

    I would like to be a late joiner to this

    Bliss118 1% is £50

    That should take care of the credit cards this year then we can work on the loan next year!

    This month I will pay at least 1%

    Hi Bliss118,
    Welcome to the 2019 1% challenge. I've assigned you number 43. If you could mention your number when checking in that'd be great. Good luck with your 1%s.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • AdventureWanted
    AdventureWanted Posts: 1,474 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    pedrouk wrote: »
    pedrouk:money: My 1% is £26

    Hi Pedrouk,
    Welcome to the 2019 1% challenge. I've assigned you number 44. If you could mention your number when checking in that'd be great. Good luck with your 1%s.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • NeverendingDMP
    NeverendingDMP Posts: 2,193 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    #17 now at 22% of my money saving target. Feels like a slog at the moment as money that could have been used for saving got diverted elsewhere. Onwards and upwards though. Keep going everyone.
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • AdventureWanted
    AdventureWanted Posts: 1,474 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Can you add me to the list please. I've recently had an unpleasant financial shock and so want to be debt free (excl the mortgage) within 3 years. This is a great idea - seeing the total figure outstanding is horrific, but this helps make it seem achievable.



    My 1% is £190


    Thanks

    Hi JustAnotherMuppet,
    Welcome to the 2019 1% challenge. I've assigned you number 45. If you could mention your number when checking in that'd be great. Good luck with your 1%s.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • AdventureWanted
    AdventureWanted Posts: 1,474 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Hi Adventurewanted. Just a check in to say I am now debt free :)

    Thank you for this thread, it really helped me re frame the debt in my head any make every little payment feel worth it as it was building to a 1% x

    Well done a_silver_lining :T:T. That's fantastic news. Enjoy debt free life :).
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • AdventureWanted
    AdventureWanted Posts: 1,474 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Whatlifeis wrote: »
    Is it too late to join this challenge please?
    I'm going to clear my smallest CC debt, so 1% is £90



    Hi Whatlifeis,
    Welcome to the 2019 1% challenge. I've assigned you number 46. If you could mention your number when checking in that'd be great. Good luck with your 1%s.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
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