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2019 1% challenge

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  • a_silver_lining
    a_silver_lining Posts: 535 Forumite
    First Post First Anniversary Combo Breaker Debt-free and Proud!
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    £14.47 refund on unused diy.

    2,169.01/4K
    2019 1% challenge #18= 54.2%

    Up into the 54% now.
    19/12/14: Spent 10 years of savings!!
    :heart2: ..... to buy my first home. :heart2:
    11K OP 31.03.19

    Current goal: €151,000 deposit Ireland and counting, to buy Spring 2022 we hope!
  • System
    System Posts: 178,106 Community Admin
    Photogenic Name Dropper First Post
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    #25 still at 4% bad month for wages
  • spudsmum
    spudsmum Posts: 584 Forumite
    First Anniversary First Post Name Dropper Combo Breaker
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    spudsmum wrote: »
    #19 now at 12%

    £498.77/£4000

    #19 now at 13%

    £528/£4000
    Total debts £21050! :eek: now £10941. 76. Total extra income made in Jan22 £109. 27 Feb 22 £45.25 Total extra income made in 2022 £154.52 Aiming for debt free at 45 - 41 months to go!
  • NorthernPeach
    NorthernPeach Posts: 62 Forumite
    edited 27 March 2019 at 12:46PM
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    Hi, please can I join, I'm aiming to pay off a good portion of my car loan this year, my 1% is £90 :j
    Emergency fund = £734.27 / £1000 :starmod:
  • a_silver_lining
    a_silver_lining Posts: 535 Forumite
    First Post First Anniversary Combo Breaker Debt-free and Proud!
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    Finally an update.

    £50 from a bank switch.

    2,219.01/4K
    #18= 55.4%
    19/12/14: Spent 10 years of savings!!
    :heart2: ..... to buy my first home. :heart2:
    11K OP 31.03.19

    Current goal: €151,000 deposit Ireland and counting, to buy Spring 2022 we hope!
  • thegirlinthegreenscarf
    thegirlinthegreenscarf Posts: 95 Forumite
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    This seems like a great idea! Only seeing it now as the weekly email mentioned it.
    I will calculate my debt and give you a figure
    MBNA (Was £2000), Now £2, 900 (Expected date Dec/2020)
    CAR (Was £300) Now     £2, 000 (Interest free loan from family member)



    **Want to be on my way to being debt free for 42**
  • a_silver_lining
    a_silver_lining Posts: 535 Forumite
    First Post First Anniversary Combo Breaker Debt-free and Proud!
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    thegirlinthegreenscarf wrote: »
    This seems like a great idea! Only seeing it now as the weekly email mentioned it.
    I will calculate my debt and give you a figure

    I honestly find the % motivating. I'll be out and thinking of buying a coffee and cake and realise that it is £4 and that as £40 is 1% of the debt if I don't buy it I'm 10% closer to paying 1% off. It all sounds trivial and small moneywise, but the % add up. If you look through my posts I've paid £1 here and there through cashback, resisting spending, interest on my bank account etc and it really does add up.

    I think at the end I will tot up how many % were savings / money made :)
    19/12/14: Spent 10 years of savings!!
    :heart2: ..... to buy my first home. :heart2:
    11K OP 31.03.19

    Current goal: €151,000 deposit Ireland and counting, to buy Spring 2022 we hope!
  • Danthewelder
    Danthewelder Posts: 33 Forumite
    First Anniversary
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    Can I join please? My 1% is £162.15.

    I'll be making payments monthly on the 28th so I'll update then.

    Hoping to pay off at least 25% this year. :j
  • FaceHeelTurn
    FaceHeelTurn Posts: 70 Forumite
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    Number 35 checking in...now at 18%

    Thanks!
    Debts: CC1: [STRIKE]£1675.83[/STRIKE] £2269.40 CC2: [STRIKE]£3209.11[/STRIKE] £707.56 CC3:[STRIKE]£704.04[/STRIKE] £235.69 OWE PARTNER: £0
    2020 1% Challenge:
  • Bliss118
    Bliss118 Posts: 22 Forumite
    First Post First Anniversary Combo Breaker
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    Hi all,

    I would like to be a late joiner to this

    Bliss118 1% is £50

    That should take care of the credit cards this year then we can work on the loan next year!

    This month I will pay at least 1%
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