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2019 1% challenge

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  • FaceHeelTurn
    FaceHeelTurn Posts: 70 Forumite
    Number 35 checking in again...now at 9%

    This thread/challenge has been a complete marvel, so thank you Adventure Wanted for maintaining it. Colouring off a little square each time I pay off a % has been a great motivator and is forcing me to keep tabs on my debt which I just ignored for several years. I can't believe I've paid off 9% in just 2 months, and I'm hoping to be at 10%+ by the end of the month!
    Debts: CC1: [STRIKE]£1675.83[/STRIKE] £2269.40 CC2: [STRIKE]£3209.11[/STRIKE] £707.56 CC3:[STRIKE]£704.04[/STRIKE] £235.69 OWE PARTNER: £0
    2020 1% Challenge:
  • System
    System Posts: 178,340 Community Admin
    10,000 Posts Photogenic Name Dropper
    #25. Checking in another 1% this past week from overtime, studies, switching. Used this 1% to pay straight off to credit cards however (was becoming itchy to pay something off a little bit, to keep the motivation) Does it still count as now at 4%? 880/22000
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • FaceHeelTurn
    FaceHeelTurn Posts: 70 Forumite
    Checking in again.... #35 now at 10%

    Thank you!
    Debts: CC1: [STRIKE]£1675.83[/STRIKE] £2269.40 CC2: [STRIKE]£3209.11[/STRIKE] £707.56 CC3:[STRIKE]£704.04[/STRIKE] £235.69 OWE PARTNER: £0
    2020 1% Challenge:
  • a_silver_lining
    a_silver_lining Posts: 535 Forumite
    Part of the Furniture 500 Posts Combo Breaker Debt-free and Proud!
    edited 20 February 2019 at 8:43PM
    Whoop whoop! At 30%!!

    7 days until payday and my bills have all gone out. I can see I have some spare money left, so I paid £200 off the debt. I have £26 to put petrol in the car, but and plan is to try not spend more then that if I can help it... that would leave me a £1000 emergency fund. I can then use the next few months salary purely for debt not saving.

    1219.14/4K
    2019 1% challenge #18= 30.4%

    Edit to add that I had £2.34 from Shopmium, so have send that to the debt too.

    1,221.48/4K
    2019 1% challenge #18= 30.5%
    19/12/14: Spent 10 years of savings!!
    :heart2: ..... to buy my first home. :heart2:
    11K OP 31.03.19

    Current goal: €151,000 deposit Ireland and counting, to buy Spring 2022 we hope!
  • AdventureWanted
    AdventureWanted Posts: 1,474 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Have been chipping away slowly making small payments most days (mainly bank account round downs). Now up to #1 at 9%.

    Will update the front sheet later this pm. Well done everyone on all your progress with your 1%s. Little by little we'll get there :).
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • apricity
    apricity Posts: 198 Forumite
    Xmas Saver!
    I'd like to join please.

    My goal is to save £1,000 for emergency fund.
    I've just lost my job
    :heartpuls Getting married 21.09.19 :heartpuls
    Emergency Savings - £15.55 / £1,000 :heart: XMAS '19 Savings - £0.00 / £365 :heart: Holiday savings - £6.00(SA) £00 (PB)
  • Littlebigmoose
    Littlebigmoose Posts: 125 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    #27 checking in. Accepted a really good settlement offer on a debt. So now @ 11%
    #7... 3 - 6 month Emergency Fund Challenge (part 2)
    #22... 2025- 52 Week Envelope Saving Challenge

  • MarthaGwen
    MarthaGwen Posts: 6 Forumite
    Hello everyone!

    I am a newbie with a lot of debt to clear, could I join this challenge please? Going to start with my smallest CC debt of £560 so 1% is £5.60

    Thanks :j
    CC1: [STRIKE]£560[/STRIKE] £540.30
    CC2: [STRIKE]£4949.00[/STRIKE] £4878.60
    CC3:£6700
    CC4: £14,753.28
    2019 1% Challenge: 17%
    MARCH NSD 0/15 :)
  • MarthaGwen
    MarthaGwen Posts: 6 Forumite
    edited 25 February 2019 at 10:53PM
    ...and now at 2% paid £11.20

    Feels good to start!
    CC1: [STRIKE]£560[/STRIKE] £540.30
    CC2: [STRIKE]£4949.00[/STRIKE] £4878.60
    CC3:£6700
    CC4: £14,753.28
    2019 1% Challenge: 17%
    MARCH NSD 0/15 :)
  • MarthaGwen
    MarthaGwen Posts: 6 Forumite
    on a roll...another 1% for me please £5.60. 3% total
    CC1: [STRIKE]£560[/STRIKE] £540.30
    CC2: [STRIKE]£4949.00[/STRIKE] £4878.60
    CC3:£6700
    CC4: £14,753.28
    2019 1% Challenge: 17%
    MARCH NSD 0/15 :)
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