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2019 1% challenge

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  • MediumDino wrote: »
    Please could I join? I have never done this before. I don't have much debt, just a loan from family (no interest, very flexible about when to pay it back) of £3000, but I am more concerned about the fact that I have quite a good income but have no savings. I used to, but two international moves in a year and having to visit family in other countries regularly plus knowing that I am moving countries again this year (for the final time and to a place with easier access to most family) have put paid to that. On top of that every country works differently and I have had to get to know how different countries banks work. So I would like to build up savings again, in a savings account so that I don't fritter it away and to earn some interest.

    So MediumDIno aiming for a round £10000. 1% is 100.

    Hi MediumDino,
    Welcome to the 2019 1% challenge. I've assigned you number 37. If you could mention your number when checking in that'd be great. Good luck with your 1%s.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • Hi, Can I join please?

    CrazyCatLady84
    1% = £150 :)

    Hi CrazyCatLady84,
    Welcome to the 2019 1% challenge. I've assigned you number 38. If you could mention your number when checking in that'd be great. Good luck with your 1%s.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • I'm now up to 6% of my debt repayment target. Feels like such a long way to go, but hopefully chipping away each day/week will help.

    #1 at 6%
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • Checking in with:

    25% 1000/4000
    19/12/14: Spent 10 years of savings!!
    :heart2: ..... to buy my first home. :heart2:
    11K OP 31.03.19

    Current goal: €151,000 deposit Ireland and counting, to buy Spring 2022 we hope!
  • Number 37 checking in with 3%.

    I visited my grandparents and my nan gave me £20 to get some dinner, I walked instead of taking the bus (2,50), bus instead of taxi (16,60), used my refillable water bottle instead of buying water in the airport (1), chose the cheaper of two options for food (3.40), read the local paper in the library instead of buying it (1.30), worked some overtime which made the biggest chunk and got lucky with buying a ticket when I checked it in the evening it was much more expensive than when I actually bought it!
    NST January Turtles number 25
  • Number 35 checking in....now up to 7%

    Thanks!
    Debts: CC1: [STRIKE]£1675.83[/STRIKE] £2269.40 CC2: [STRIKE]£3209.11[/STRIKE] £707.56 CC3:[STRIKE]£704.04[/STRIKE] £235.69 OWE PARTNER: £0
    2020 1% Challenge:
  • Really good sale at work and I have put aside 3 x 2.5 items and one for 75p to give as gifts. Putting them back after 24 hours thinking about them.

    1008.25/4K
    2019 1% challenge #18= 25.2%
    19/12/14: Spent 10 years of savings!!
    :heart2: ..... to buy my first home. :heart2:
    11K OP 31.03.19

    Current goal: €151,000 deposit Ireland and counting, to buy Spring 2022 we hope!
  • #32 Checking In....
    I have been struggling with understanding this challenge, so read through the site and gosh you are all a bunch of rock stars providing great help.
    My Card is 0% and my target has been pay it off, pay it off, never thought about paying the extra into a savings account and earn money. Requires a shift in mindset so opened a 5% savings account and going to pay minimum off and extra into savings account (I think) :exclamati:embarasse

    So as of today #32 - 3.8%
    PAYDBX 2020 - #?? Pd £600/ £8900
    1% Challenge #?? 00% :
    366 Day Penny Challenge #??£667.95
    SPC 13
    #115

    Virgin £00/£8500 FD: £00.00/£1300 [STRIKE]MBNA: £500[/STRIKE]
  • spudsmum
    spudsmum Posts: 584 Forumite
    Fifth Anniversary 500 Posts Name Dropper Combo Breaker
    spudsmum wrote: »
    #19 now at 7%

    £306.75/£4000


    #19 now at 8%

    £342/£5000
    Total debts £21050! :eek: now £10941. 76. Total extra income made in Jan22 £109. 27 Feb 22 £45.25 Total extra income made in 2022 £154.52 Aiming for debt free at 45 - 41 months to go!
  • Checking in... #35 now up to 8%

    Thank you!
    Debts: CC1: [STRIKE]£1675.83[/STRIKE] £2269.40 CC2: [STRIKE]£3209.11[/STRIKE] £707.56 CC3:[STRIKE]£704.04[/STRIKE] £235.69 OWE PARTNER: £0
    2020 1% Challenge:
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