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LBM no 1 million and 1

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  • So my gift was afternoon tea and a bottle of
    prosecco for two so the 1500 calories has been thrown out the window today 😂. Tomorrow is Mother’s Day so I’ll probably eat too much then as well. Oh well, back to it on Monday. 
    I had a chat with lovely man about the poor girl who has been in the news today and we were talking about how unsafe you feel sometimes as a female so has ordered my dd and I personal alarms/ torches for our keys so we will feel better protected . He’s some guy ❤️
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • jwil
    jwil Posts: 21,959 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you enjoyed the afternoon tea :) 
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • I’m like a beached whale lying in the sofa  :/
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • milann
    milann Posts: 11,392 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Good to see you back MIT and pleased you have a lovely man 👍
    January spends - £587.58
  • Afternoon folks. I hope the sun is shining where you are. I’m heading off to lovely mans in a short while but thought I would do an update before I go. 
    I must be making excellent inroads to my debt as I was offered a 0% today for 24 months. This has made me ridiculously happy to be honest as it will save me about £100 per month in interest. 
    When the card comes through I am Immediately going to set up a standing order to ensure it is paid off within the period . I am so excited about this to be honest as I can now see a light at the end of this long long tunnel. 
    I will still have another card in stupid % but hopefully if that’s one offer come through then it won’t be long until I get another 😊. 
    Have a great day guys xxx
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • dawnybabes
    dawnybabes Posts: 3,345 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Brilliant news you’re getting 0% offers, £100 a month less interest is amazing ! 
    Sealed pot challenge 822

    Jan - £176.66 :j
  • I was actually £125 in interest this month 😱. It’s a big card so I am delighted to get it moved. 
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • milann
    milann Posts: 11,392 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Wow - want a saving on interest - brilliant news for you 👍
    January spends - £587.58
  • jwil
    jwil Posts: 21,959 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's great news on the 0%! 
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • I am just so happy that I’m back on the right track. 2 years  to be debt free is my goal 😊
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
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