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Working the numbers 2019 style

1303133353650

Comments

  • mark55man
    mark55man Posts: 8,217 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I do love your diet, Mr88man - it's all cake, biscuits, ice-cream and beer. Are you sure you read all the instructions? ; )
    That's just the highlights
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • mark55man
    mark55man Posts: 8,217 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Steps 2800 - another busy day today at work, but managed a stroll around at lunch
    NSD - literally do not carry money with me so the charity boxes and tuckshops can parade their wares as temptingly as they can,but I'm not buying
    Veggie: Another vegan day (uninterestingly exactly the same as yesterday, cereal, fruit and bread, leftover stew
    weight: Healthy - except jam sandwich and (wait for it wait for it) a beer the exact moment after I have posted this

    make/save - Helped DD2 negotiate buying a new printer and managed to point her to a 4 month HP INC free subscription bonus
    clean/fix - Nothing
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • mark55man
    mark55man Posts: 8,217 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'm liking your type of emergency fund, ours is similar. Real hard core no income emergency fund, and ooh shiny, want it now pot that means things don't go on credit cards.

    yes - the credit card does get an outing once in a while, but normally due to forgetfulness (ie have left other cards at home) than need.

    at the end of the day my emergency fund is significant equity in the house and quite a large limit on my CC. I know that's not PC round 'ere but it is what it is
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • doingitanyway
    doingitanyway Posts: 10,008 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Also like that type of emergency fund. I'm going to start a slack emergency fund (SEF) and a hardcore emergency fund (HEF) now. :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • mark55man
    mark55man Posts: 8,217 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    steps 1900
    veggie: vegan day 3 of 3 - cereal, fruit and bread, then 2 day veggoe stew
    NSD: on a roll, but OH had long drive today so will be some fuel and travel sweets showing up later
    weight: another healthy day + leaving out dairy in coffee although on the other hand jam sandwich!

    make/save: - negotiated with DS2 that he didn't need all his pocket money now that his UC was coming through - so a small pay back for the kids expenses this month

    clean/fix: - not a lot, just recycling
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • Yay for vegan days ;) haha.

    Seems like you're on a roll at the moment and really focused :)
  • mark55man
    mark55man Posts: 8,217 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks you Alicia - yes busy days so kept me going ok

    Steps: 3800
    Veggie - Just veggie today - DS1 cooked me vegan pasta but put cheese on as he thought I would prefer that + I bought from crisps at the supermarket that I thought were vegan, but weren't !!
    MSD - just over £40 at Mr S - for some mid week fresh stuff and cleaning products
    Weight :Healthy except crisps and PB&Jam sandwich as a pudding

    Clean/Fix : Did a bit in the lounge we have visitors at the weekend, so need to declutter
    Save/Make: nothing today
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • mark55man
    mark55man Posts: 8,217 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Steps: 1600 - literally desk bound at the moment and long days
    Veggie - Just veggie today - took lunch and had jacket spud with coleslaw
    NSD - yay
    Weight :Healthy today with no extras

    Clean/Fix : More in the lounge
    Save/Make: nothing today
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • mark55man
    mark55man Posts: 8,217 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Steps 4200 - managed a lunch time walk
    Veggie - no the kids offered to go half’s on a Chinese take out as they have had lots of overtime. A bit indulgent but was very nice. Sat out in the garden and got some sun and had a proper conversation.
    MSD - just the takeout

    Clean fix - dishwasher loaded and will clear up the weeks debris from downstairs
    Make/save. Will have to report another blank unless getting you kids to pay for something you were going to buy anyway counts
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I love the kids paying for something I would have....

    Great too that the UC is sorted
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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