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What the hell have we done

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  • Would love to do what you're doing! One day I will relocate to Wales too. I've always wanted to since being a small child.

    Look forward to following your journey :D

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • mumtoomany
    mumtoomany Posts: 1,547 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Looking forwards to seeing you here too Wannabe, the more the merrier, M2m.
    Frugal Living Challenge 2025.


  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just found your diary, what an exciting move for you, good luck with it :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Aaleigha
    Aaleigha Posts: 615 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    mumtoomany wrote: »
    Morning Aaleigha, Just looked and we will be living on the same road, all be it miles apart. Almost neighbours! Small world, M2m.

    wow amazing how far away perhaps we could do a meet in the middle in the future xx
    Emergency fund £10,000
    Several categories with savings in
    Cars, house maintenance, birthdays
    Etc I have about 10 categories

    Really happy to be debt free after being a compulsive spender
  • Aaleigha
    Aaleigha Posts: 615 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    thanks everyone

    wannabefree feel welcome to contact me and use ours as a base for looking around our part of wales - the annex will have no one living there for just over three years when my son will rent if so if you want to look around for the 'feel of the place' before then even if its two early let me know

    today I went to my brothers (he lives round the corner from the home we grew up in)

    anyway I havent seen him since my mother funeral - that was in 2002 in february - far to long and far to raw still and this is not the time or the place to put the detail
    I coped but JUST anyone with bipolar social anxiety and ocd might understand

    so apart from fuel (I had put 40 in the car for fuel last week) which was 30 with enough left over for a couple of weeks local driving I spent NOTHING

    no hostess gift I did make a cake and take it down but A I was baking anyway and oven was on B I need to use up some baking stuff - no point packing it

    so a free day out and a NSD if I stretch it as I did mean to fill up last week :):)

    no money to squirrel away but thats fine

    Did get a couple of old things one that my Dad made for his mum and dad on the 25th wedding aniversary he would have been about 17 will look great in the cottage :)

    so please I coped with being there but I did cry all the way home Hubby driving and me sobbing for two hours but its a hurdle over hope I can do it again

    I did my spreadsheet last night for the year with all calculations so I just have to put in each and every spend from the 1st to see if I can keep to it - we are over spending by about 1,500 but I dont know so havent added hubbys private pension yet we know we will get more than that in the year - any left overs will go to pay off the mortgage early

    Hxx
    hope you have all had a lovely day
    Emergency fund £10,000
    Several categories with savings in
    Cars, house maintenance, birthdays
    Etc I have about 10 categories

    Really happy to be debt free after being a compulsive spender
  • mumtoomany
    mumtoomany Posts: 1,547 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi, we will be about five and a half miles apart. M2m.
    Frugal Living Challenge 2025.


  • Aaleigha
    Aaleigha Posts: 615 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    ohhh not far when I am sorted come for a cuppa (but only if you dont mind dogs we have 6)
    Emergency fund £10,000
    Several categories with savings in
    Cars, house maintenance, birthdays
    Etc I have about 10 categories

    Really happy to be debt free after being a compulsive spender
  • Oh sounds wonderful - a bit scary in the transition but it will all settle down once you're there. Look forward to hearing more :)


    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • Aaleigha
    Aaleigha Posts: 615 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    Rosa was my nans name
    A huge welcome

    I don't suppose you can use the f word on here

    But imagine where you might use expletives

    I get the mail and see a brown envelop so panic sets in
    I open it and my bipolar snaps

    What the f. This has to be you using MY f. Car to visit your Blo... Mother
    A parking ticket for visiting his mother in hospital. Who is a nasty spiteful old cow and she has no visitors due to her nasty spiteful ways with even her friends
    Now they changed the system from free parking to free parking if you enter your number plate on the monitors inside every entrance I DID tell him

    Now this is what he said
    If WE pay now it will only be 40 not the 85
    But of course we will get one for every visit
    And what is this f. We all about

    He has not yet sorry just I will go and pay on line
    I have done the budget for this month and left 100 buffer in the joint account and only 50 in mine

    So where he thinks all this is going to come from befor next month I do not know

    So no sorry and I didn't know

    I told him not to use the f. Shogun either as that is in my name
    And that it will be cheaper for him to walk 40mins each way and by new shoes

    My bipolar is so out of control that all my neighbours will know


    So I am back in bed trying to find my sanity my littlest dog has come for cuddles and licked some tears away


    Rant over


    So today is a dog cuddling angry sort of day
    And it looks like I am going to have to regig a whole years spread sheet as I will have to claw it all back

    Anyone want to take bets on who will want to get the mail from now on

    So lunch then back to bed to do budget (I keep everything up here in the bedroom

    Dinner tonight is gammon egg mushrooms and chips not healthy but I don't want the salad to go with it

    Hope you have all had a better start to the day than I have

    At least it's this year not next
    Next year will be BRILLIANT
    Emergency fund £10,000
    Several categories with savings in
    Cars, house maintenance, birthdays
    Etc I have about 10 categories

    Really happy to be debt free after being a compulsive spender
  • Aaleigha
    Aaleigha Posts: 615 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    this is for all of us I do think its worth remembering

    If you take a piece of rotten fruit and place it beside perfectly good fruit...what happens?

    The mold from the rotten fruit spreads over to the good fruit and both end up in bad condition.

    So what happens when you surround yourself with people who are negative? Well....you become just like them... Make 2019 the year you choose wisely
    Emergency fund £10,000
    Several categories with savings in
    Cars, house maintenance, birthdays
    Etc I have about 10 categories

    Really happy to be debt free after being a compulsive spender
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