We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Pay ALL your debt off by Xmas 2019
Comments
-
#112 checking in. Forgot to post last month but in total £600 over to the card which will be paid off next month and then its on to the dreaded overdraft. So far that's £2100 of the total £3700 might just miss the target of Xmas but hoping bonus in October can be spent on clearing some more debt with just a little set aside for Christmas.0
-
Morning :hello:
Daily round down sent £6.56 towards the Halifax
Brings my total to £7416.53 / £10000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
£150 gone from the CC and hopefully there will be (a lot) more going to it after the weekend.
#89 £2393.71/3855.16Debt free and saving like crazy0 -
Morning :hello:
Sent £12.52 towards the Halifax brings my total to £7429.05 / £10000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
#204 reporting back!
Payment of £560 made just after payday (which was late, frustratingly).
Now paid £660/£2,802
After a PPI cheque, I've the opportunity to pay the remainder off in one go at the end of this month, but this would be at the expense of much of my savings. The debt is interest-free over the next 20 or so months, BUT my income is uncertain, BUT I'm hoping to move house next year and wanted the savings for moving, BUT...argh. Wrecking my own head here...
Good luck everyone!
I wrecked my head doing the same thing although my debt was costing me 15 quid a month or so. I think if there is a real possibility of moving keep it in savings? (have you opened a Help to buy? -if you are eligible ? ) but I understand the feeling of wanting rid of it. Use the move as an incentive to pay it off even more?
xxNevertheless she persisted.0 -
Was feeling a little unmotivated, so sent a little payment to my CC. Total I've now paid off is:
#04 - £2,031.28 / £4,1610 -
#195 checking in
Paid £180 so
1010.19 / 22750.390 -
Paid £85 to 1 debt and £25 to another making total payment of £110. This brings the grand total to
#93. £949.95/£10,100.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 170 -
Morning :hello:
Sent £220.38 towards the Halifax clearing it :j
Brings my total to £7649.43 / £10000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Me again :hello:
Couldn't not round down my account
Sent £2.44 towards the very account
Brings my total to £7651.87 / £10000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards