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Pay ALL your debt off by Xmas 2019
Comments
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Total at end of March:
#62 £1913.10 / £7000
First update in a while. After going backwards a bit, total back to where it was and going in the right direction again.
Total at end of July:
#62 £1920.80 / £7000Tesco 4163.90 (-86.00 since 01/01/23)First Direct 2437.49 (-153.09 since 01/01/23)Halifax 2391.37 (-55.70 since 01/01/23)MBNA 1577.00 (-78.00 since 01/01/23)Virgin 786.66 (-25.00 since 01/01/23)Overdraft 500.00 (-0 since 01/01/23)Spending CC 4538.34 (+521.24 since 10/01/23)0 -
Morning £500.28 towards the Halifax
Brings my total to £7384.06 / £10000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Got a payout from surveys, so rounded it up and sent £10 to the CC - that means my total is now:
#04 - £2,026.28 / £4,161
(p.s. hope all is well muppets - haven't seen you post in a while
) 0 -
Made a payment of £36 to 1 debt and £10 to another on Wednesday making the new total of
#93 £839.95/£10,100paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 170 -
Morning,
£275 paid at end of July and £380 paid today to DH's CC, taking me to #29 £7,318.60 / £15,000.LBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
Small Payment of £15 made this week. I may be able to send more later this week but I'm trying to leave a buffer with it being the summer holidays and expensive birthdays and things coming up.
#148 - £2,803/£4.782 -Changing my Family's Future!! - Starting again!!!!
Current Progress -
Debt - Start date 14/4/25 = £14,880.45
Savings Goal = £1000 EF - £0/£1000 = 0%0 -
Morning :hello:
Sent £5.91 towards the Halifax and £20 towards the barclaycard
Brings my total to £7409.97 / £10000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Paid £419.89 today
#134 - £5,438.77 / £15,985.00EMERGENCY FUND CHALLENGE - £2,292.05 / £6000
DEBT FREE DATE - 16/02/2021
Pay Debt by Xmas 2021 - No.134 - £2,871.64 / £2,871.64 - 100% Paid
Pay Debt by Xmas 2020 - No.134 - Target: £7,985 / Achieved: £5,113.36
Pay Debt by Xmas 2019 - No.134 - Target: £15,985.00 / Achieved: £8,0000 -
#204 reporting back!
Payment of £560 made just after payday (which was late, frustratingly).
Now paid £660/£2,802
After a PPI cheque, I've the opportunity to pay the remainder off in one go at the end of this month, but this would be at the expense of much of my savings. The debt is interest-free over the next 20 or so months, BUT my income is uncertain, BUT I'm hoping to move house next year and wanted the savings for moving, BUT...argh. Wrecking my own head here...
Good luck everyone!0 -
Hi Guy's
I know already I won't achieve this challenge by the end of the year, but I'll keep plugging away!
I'm now at £3082/£5643, so I've not done too badly. There's no more paid overtime available at work, so I'll have to find other ways to generate extra income.
Hope you're all keeping well and have a lovely weekend
366 Day 1p Challenge 2020 - £13.41 saved0
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