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Pay ALL your debt off by Xmas 2019

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Comments

  • DDs for 2 of the CCs came out today, so £202.75 paid. Now at #29 £7,891.35 / £15,000.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • Snoopy14
    Snoopy14 Posts: 26 Forumite
    10 Posts First Anniversary
    Hi,
    Number 152 here,
    Have paid another £400 off, meaning I have now cleared 2 credit cards, just left now with the barclaycard. :)

    Now, £4921.07/£9127.38 53.92%

    Thanks Muppetts for doing this thread, it's a big help.
  • Paid of £4.22 in order to round down debt into the next 100 bracket!

    #93 £954.17/£10,100
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • ElissaJ
    ElissaJ Posts: 9 Forumite
    I wrecked my head doing the same thing although my debt was costing me 15 quid a month or so. I think if there is a real possibility of moving keep it in savings? (have you opened a Help to buy? -if you are eligible ? ) but I understand the feeling of wanting rid of it. Use the move as an incentive to pay it off even more?

    xx

    Thanks Buffy! I think you're right, having made 36 million 'pros and cons' lists... one part of me does just want rid, but if I carry on saving, I could do that anyway at any time if I get too impatient. But if I do it the other way round, I'll maybe end up using credit for moving costs and get myself back where I started. Which would be, uh, disappointing to say the least... :)

    Thanks for replying, I really appreciate a second opinion. I send myself mad when I try to work it through myself :rotfl: xx
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Sent £3.24 towards the very account

    Brings my total to £7664.33 / £10000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Snoopy14
    Snoopy14 Posts: 26 Forumite
    10 Posts First Anniversary
    Hi,
    Couldn't resist paying off a bit more so I can reach the landmark of £5000 paid :j

    So, paid an extra £78.93

    Number 152, £5000/£9127.38 54.78%

    :j:T Thanks
  • £15 paid today, taking me to #29 £7,906.35 / £15,000.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Sent £4.56 towards the very account

    Brings my total to £7668.89 / £10000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • motivated
    motivated Posts: 3,044 Forumite
    Part of the Furniture 1,000 Posts Photogenic PPI Party Pooper
    Morning all

    #31 currently at £2800/£7000

    Need to get my skates on if I'm to reach my target. Every little helps I suppose
    M
    Emptying my lake with a teaspoon
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    :jMorning just about folks


    #16 Totals now stand at £2457/£5457:D 3K left :eek:


    Thanks muppets
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
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