We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Pay ALL your debt off by Xmas 2019
Comments
-
Hi Everyone!
I use to post on here, cleared all the debt, but have let some creep back in to place :-(
Credit card has been paid over last 2 months - now moving onto bank loan!- [STRIKE]Credit Card: £2,989 / £2,989[/STRIKE]
- Bank Loan: £12,000 / £14,000
0 -
Morning everyone
Paid £225 off my 3 x CCs so now at:
#96 £1572.05/£9597.05
Waiting for payment of one half year self employment invoice and going to pay a bit more off when I get the payment....
Deni xLBM - October 2018; finally debt free on 16 March 2021
2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
Decluttering Campaign member 2023🏅🏅 🏅⭐️⭐️
Decluttering Campaign Member 2024 🏅🏅
Decluttering Campaign Member 2025 ⭐️⭐️0 -
Hello Everyone,
Sorry, haven't updated in a while!
#90
Over the last few months, I've paid off £1583.01 in total off my CC's taking my total to £3589.30 / £8000
I'm a bit behind (due to doing Kilimanjaro
) but I think I can catch up before the end of the year.
:jOriginal CC Debt= £15256.29 **LBM - September 2018** **Debt Free - March 2020**
£1000 Emergency Fund - Achieved January 2020
Emergency Fund Target 2 - £1200/£7500 (16%)0 -
Morning :hello:
Sent £6.62 towards the Argos card
Brings my total to £6696.93 / £10000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
The minimum payments have left my account today.... £149.10
#134 - £5,018.88 / £15,985.00
Slooooooow progress but at the moment we're £600 a month down on income, roll on October when we start getting that back again.EMERGENCY FUND CHALLENGE - £2,292.05 / £6000
DEBT FREE DATE - 16/02/2021
Pay Debt by Xmas 2021 - No.134 - £2,871.64 / £2,871.64 - 100% Paid
Pay Debt by Xmas 2020 - No.134 - Target: £7,985 / Achieved: £5,113.36
Pay Debt by Xmas 2019 - No.134 - Target: £15,985.00 / Achieved: £8,0000 -
Added in £68.44
#145 £10,116.01 / £27,996.15 (36.13%)0 -
#29 now at £6,563.60 / £15,000.LBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
Morning :hello:
Daily round down this morning sent £5 towards the Argos card
Brings my total to £6701.93 / £10000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
change pot exceeded £50, a penultimate chunk removed- DD now set to "minimum payment" that felt good!

#175- £2250 / £2300
Keep up the hard work everyone :cool:Pay Off Debts by Xmas 2025 debt £0/74000 -
#78
I have managed to pay another £85 to my debt. Total is now £2465/3880
Only £1415 left to go. I'm hoping to reach my goal of being debt free December 2019
so close. When life throws you a curveball, learn to catch it and throw it back! Feb Grocery Challenge/£1000
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
