Pay ALL your debt off by Xmas 2019

Cariad21

Having a productive Sunday. Got home after a week away yesterday and all the chores are done and now I'm looking at my bank accounts. Budgeted for the week away and have come home with money in my purse. I did boob one day when I forgot my purse and only had my emergency CC on me so £139 was spent on that but I've already transferred £100 to cover it. The other £39 will be paid off tomorrow once I've been to the bank. I've updated my figures to show the £39 just in case anything happens and I don't make the payment



Last month my loan payments ended leaving me with an extra £306 a month to play with. My original thought was to change my DD and pay it all to the credit card but next month I have another weekend away which will be quite spendy so instead I've set up another bank account with the £306 being transferred into that. That way the money will be accessible to me if I need it and whatever I don't spend can be pinged across to the CC.


#89 £2375.44/3855.16

[Deleted User]

Minimum payment plus a moment of madness yesterday and paid £1673. Not sure if I feel :j or :eek:.

So now

#008 £6878/£8094

bln x

ElissaJ

#204 - £1,361.20/£4,163

CC1: [STRIKE]£442 [/STRIKE] PAID
CC2: [STRIKE]1019.80[/STRIKE] - [STRIKE]£900[/STRIKE] transferred to CC3, [STRIKE]£119.80 [/STRIKE] PAID
Overdraft: [STRIKE]£1,900[/STRIKE] transferred to CC3

CC3: £100/£2,902

So % paid off kind of went down a bit due to adding money transfer & balance transfer fees (argh), but as a rank amateur, I think I did the right thing as I now have the outstanding balance all in one place & interest-free for 23 months, plus no instantly recallable overdraft... Still intending to pay the lot off by Xmas 2019, but as a freelancer my income is variable, so at least this way I have a safety net.

Sorry for going on - & full of admiration for everyone's efforts & determination here!

sunshine81

£187.38 today (returning clothes I didn't need plus a couple of Ebay sales)

#145 £9636.62 / £27,996.15 (34.42%)

abba1772

Morning :hello:

back from holiday yesterday and raring to go :j

converted my holiday money back of £22.55 and sent it straight to my Argos account

Also forgot to count £60 to the halifax CC and £30 to very prior to going on holiday so i've got £112.55 to declare

Brings my total to £6652.44 / £10000

Homegrown0

I've been away for the last month and don't think i need to list my payments...but here's my totals and where I'm at as of today:

#02 | £5,860.19 / £10,000 (59% of target)

sunshine81

£141.18 paid

#145 £9777.80 / £27,996.15 (34.93%)

abba1772

Morning :hello:

Sent £10.76 towards the Argos card brings my total to £6663.20 / £10000

AdventureWanted

#29 now at £6,498.60 / £15,000.

Cariad21

The remaining £40 from my holiday spend has been paid off. Can't pay anything else off this month


Oooops, just realised my total amount paid was wrong, so have amended the figures below



#89 £2243.71/3855.16