We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Pay ALL your debt off by Xmas 2019

1133134136138139177

Comments

  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    Just going to pick up where I left off.

    Paid £20 to Paypal credit, making

    #145 £9396.37 / £27,996.15 (33.56%)
  • IrishRose12
    IrishRose12 Posts: 1,794 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Just got paid a few days earlier than expected due to the bank holidays. So just paid the rounded the minimum payment for my credit card to £50 and paid it there. Have a DD set up to come out next week for that also.

    #57 £392/£3,500
    Pay all debt off by Christmas 2025 £815.45/£3,000£1 a day challenge 2025 - £180/£730 Declutter a bag a week in 2025 11/52Lose 25lb - 10/25lbs Read 1 book per week - 5/52Pay off credit card debt 18%/100%
  • st182
    st182 Posts: 164 Forumite
    Sixth Anniversary 100 Posts Photogenic
    Re-strategy update for me. The £100 I had to one side from my change pot has not been needed this month, so I've took it off. So target update:

    #175 £2100 / £2300

    As the debt on cc2 is coming to an end, I've decided I'll try to carry on as I am, but apply the method to cc3 and try to stop spending on it. My emergency card will be cc1 which has % so should keep me on my toes! :eek: that's the plan anyway. see what happens. :)

    Nice to hear more people bringing those balances down- keep up the hard work all :j
    Pay Off Debts by Xmas 2025 debt £0/7400
  • Put £5 to my CC today - it's quite satisfying seeing the little payments having more of an impact, as the overall total goes down ;) So I've now paid off:

    #04 - £1,691.28 / £4,161
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi everyone. Heavy month with family birthdays but still trying.


    Paid £50 last week and £120 today.:T:T


    #16 £2327/£5457


    Gutted need another £400 to be at the halfway point I should be by now. Must try harder and stop spending:( There told myself off:rotfl::rotfl:
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • aimeemum
    aimeemum Posts: 687 Forumite
    Part of the Furniture 500 Posts Xmas Saver!
    #148 - £2,591/£4,782

    Made a payment today of just £15 but spent some time re-jigging my utilities this week so have been able to save £158 which means that I am able to take a chunk off this week. Only £2,191 left to pay!!!! :j
    Changing my Family's Future!! - Starting again!!!!
    Current Progress -
    Debt - Start date 14/4/25 = £14,880.45
    Savings Goal = £1000 EF - £0/£1000 = 0%
  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    Paid £39.46 to Paypal credit, making

    #145 £9435.83 / £27,996.15 (33.70%)
  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    Add another £10, so

    #145 £9445.83 / £27,996.15 (33.74%)
  • IrishRose12
    IrishRose12 Posts: 1,794 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Just paid a sneaky £20 off my CC. Hoping if I do this often when I can afford to I can get it paid off a bit quicker.
    #57 £362/£3,500
    Pay all debt off by Christmas 2025 £815.45/£3,000£1 a day challenge 2025 - £180/£730 Declutter a bag a week in 2025 11/52Lose 25lb - 10/25lbs Read 1 book per week - 5/52Pay off credit card debt 18%/100%
  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    £3.41 paid, so

    #145 £9449.24 / £27,996.15 (33.75%)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.