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Pay ALL your debt off by Xmas 2019

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  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    I want to pay off £6000.
    Hiya could I please join


    Hi Debt_buster, you've been added :) You have the same number again this year #43
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    I'd love to join please, after years of lurking on these boards and far too many failed attempts at keeping myself focused 2019 is the year I'm hoping to utilise the support and inspiration to hit some targets.

    I'll be aiming for £1240 which would clear our loan and credit card balances.
    Can you put me down for 5750 to clear......not sure how, but I need to find a way.
    Welcome to the 2019 challenge. You have all been added to the list, your numbers will be coming out soon :D
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    mark88man wrote: »
    Hi Muppets and thanks in advance for all your help this year
    Grateful if you could add me. I have £8351 on my 0% CC. As its 0% I will be saving into a couple of N*tionwide flexi savers which will give me £6K by Dec 19 and will use my £2019 from the other thread to overpay the rest weekly (not weakly). I will track repayments and savings together as they are all going to the same place - fungible money sounds irresponsible but I am determined!

    On top of this I will be making regular payments on car loan and mortgage and to DD2 at Uni. But lets gloss over that for now and concentrate on the killing the card in 2019. The others will be over in 2020
    I'd love to join. Could you put me down for £4,000 please.

    This includes my current outstanding debt of £2,801 plus some extra to cover expenses for a month long trip I have booked and the start of an emergency fund.


    Welcome to the 2019 challenge. You have all been added to the list, your numbers will be coming out soon :D
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Megano wrote: »
    Me again Muppets and its another case of 1 step forward 32 steps back as I don't think I managed to clear anything at all last year.


    I think my figure is around £7000ish but I know I most likely wont be able to clear it all as I'm getting married in October! Lets try and get pretty close.
    All the figures are in my house so if we start at 7000 I can get it updated as soon as I'm home.


    Megano
    ____________
    Just worked out my figures Muppet and the total is £8231.79.
    The BOM isn't too fussed as long as I actively start paying her back but with the wedding coming up Im not expecting to get it all cleared.
    Made my first payment (I assume of many) of £2.09
    Hi Megano, you've been added :) You have the same number again this year #36 Anything you are able to clear is all good.
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Hi Can I join, don;t think I will manage all of my debt =
    £8961 But I shall try for at least half (but keep me down for the full amount please)
    Can I join please?


    My target is £4000 but my total debt is £13,389.66.


    Thank you.
    Hi Muppets,

    Please may I join, I have been a lurker last year and with the help of the thread this year I cleared my Halifax overdraft and catalogue debt.

    I have around £1000 worth of debt left but with interest it will be around £1300 (unfortunately due to bad credit I can’t get a 0% card but pleased I have just one debtor now). Not sure I will be able to pay it all off but I am going to give it a good go!

    I would like to set my target at £1300 please.

    I don’t have a number but if possible could I have a number assigned to me that is a multiple of three please. No worries if not.

    Looking forward to getting started.

    Tears xx
    Welcome to the 2019 challenge. You have all been added to the list, your numbers will be coming out soon :D


    tearsandrain send me a message with a few numbers you'd like and i'll try and get one of them for you
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Morning muppets

    Could I join please? My target is £7500 which is regular loan payments and all of our 0% credit card which is currently at £3523.73.

    Going to be difficult as I'm on long term sick pay, probably losing my job in next month or so and hubby is repaying a £1200 overpayment from work because his hr manager messed up months and months of claims.
    SSDD23 wrote: »
    Can i join with a target of £5000? I started the challenge last year but lost track, so not sure what my number was :) thanks! x
    Welcome to the 2019 challenge. You have all been added to the list, your numbers will be coming out soon :D
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    parsnip88 wrote: »
    Hi could I join please,

    I'm new this year with a debt of £5763

    Thanks
    Example79 wrote: »
    Hi,

    I am new to this thread. I have a total cc debt of £5495.86 (on a 0% deal). I’m looking to get rid of around £2500 this year. Thanks
    Welcome to the 2019 challenge. You have all been added to the list, your numbers will be coming out soon :D
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Hi Muppets. Unfortunatley again I didn't manage to get debt free :( I got VERY close though to under the £1000 mark, however a few unexpected things came up the last 5 months that meant I had to reach for my credit card again :(

    In total my debt is up to £3,500. I've rounded that figure up to the nearest £100 to make it even lol. This year WILL be the year I am finally debt free and I will have managed to put savings away also.
    Hi IrishRose, you've been added :) You have the same number again this year #57
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Can I say a big thank you Muppets for this. Is it easier for you if we post in drips and drabs or add our monthly total and post once just thinking aout how much time it takes. Do you want us to post first payment on here after 1st Jan or doesn't it matter. BIG THANKS AGAIN


    It doesn't matter to me if you post multiple times or just once, i'm easy :rotfl:
    Post as soon as you have an update, don't wait until the 1st Jan. Lets get some payments in already :D


    A reminder to everyone when posting updates can you please remember to post total figures PAID and your NUMBERS.

    (I know some of you are still waiting numbers, they are coming, I promise :D)
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    tapirtype wrote: »
    I'm aiming to be debt free by Dec 2019 - can I join in?

    My target is £17,233

    Thank you!

    Debt at December 2018: £17,233 :embarasse
    Aim for December 2019: £0 :smiley::starmod:
    Hi - I would love to join please. My target for 2019 is £26,429 (current debt is £82,786.89, debt should be at £56,357 at the end of the year). These are joint debts/joint target between OH and me.
    Welcome to the 2019 challenge. You have all been added to the list, your numbers will be coming out soon :D
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
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