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Discovering how bad TSB are

24

Comments

  • No_6
    No_6 Posts: 835 Forumite
    Part of the Furniture Combo Breaker
    looks like they are only paying,

    if you complained
  • swindiff
    swindiff Posts: 975 Forumite
    Tenth Anniversary 500 Posts Name Dropper Newshound!
    I know lots of people have had problems with TSB, but i'm quite happy with them. 5% interest on £4500 and £125 compensation for an inconvenience that never really inconvenienced us :)
  • Cotta
    Cotta Posts: 3,667 Forumite
    swindiff wrote: »
    I know lots of people have had problems with TSB, but i'm quite happy with them. 5% interest on £4500 and £125 compensation for an inconvenience that never really inconvenienced us :)

    is it not 5% on £1500?
  • datlex
    datlex Posts: 2,252 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Cotta wrote: »
    is it not 5% on £1500?[/QUOTE I suspect 3 accounts 1 for each person and 1 joint.

    The 5% is good interest rate. I have had a TSB account for a few years. I find their app amongst the better banking apps.
    Paid off the last of my unsecured debts in 2016. Then saved up and bought a property. Current aim is to pay off my mortgage as early as possible. Currently over paying every month. Mortgage due to be paid off in 2036 hoping to get it paid off much earlier. Set up my own bespoke spreadsheet to manage my money.
  • swindiff
    swindiff Posts: 975 Forumite
    Tenth Anniversary 500 Posts Name Dropper Newshound!
    Datlex is correct. The wife and I have an account each and a joint account.
  • Katiehound
    Katiehound Posts: 8,115 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    No_6 wrote: »
    looks like they are only paying,

    if you complained

    Well, what a surprise!
    If you didn't experience any difficulties why would you complain?
    If you did have difficulties but didn't bother to complain then that's yours (or OP's ) problem.
    No complaints = happy with the service.
    Being polite and pleasant doesn't cost anything!
    -Stash bust:in 2022:337
    Stash bust :2023. 120duvets, 24bags,43dogcoats, 2scrunchies, 10mitts, 6 bootees, 8spec cases, 2 A6notebooks, 59cards, 6 lav bags,36 angels,9 bones,1 blanket, 1 lined bag,3 owls, 88 pyramids = total 420total spend £5.Total for 'Dogs for Good' £546.82

    2024:Sewn:59Doggy ds,52pyramids,18 bags,6spec cases,6lav.bags.
    Knits:6covers,4hats,10mitts,2 bootees.
    Crotchet:61angels, 229cards=453 £158.55profit!!!
    2025 3dduvets
  • No_6
    No_6 Posts: 835 Forumite
    Part of the Furniture Combo Breaker
    No online statements, which we both rely on.
    So complaint made for BOTH


    £300



    :)
  • No_6
    No_6 Posts: 835 Forumite
    Part of the Furniture Combo Breaker
    @ K....D



    are you a bot for TSB ????????????????
  • Ed-1
    Ed-1 Posts: 3,954 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No_6 wrote: »
    No online statements, which we both rely on.
    So complaint made for BOTH


    £300



    :)

    Is that £150 each?
  • Katiehound
    Katiehound Posts: 8,115 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    No_6 wrote: »
    @ K....D
    are you a bot for TSB ????????????????

    If that is aimed at me- no!

    I have learned from experience that if you have a valid point you complain politely.
    If you have a valid point but just mutter and grumble but actually don't contact the business / firm concerned then nothing happens.

    In the TSB debacle not everyone had a problem
    Some folk had minor problems (me included, luckily it is not my main account.)
    Some folk had very major problems and I hope they are compensated adequately for all the worry and frustrations involved.
    Being polite and pleasant doesn't cost anything!
    -Stash bust:in 2022:337
    Stash bust :2023. 120duvets, 24bags,43dogcoats, 2scrunchies, 10mitts, 6 bootees, 8spec cases, 2 A6notebooks, 59cards, 6 lav bags,36 angels,9 bones,1 blanket, 1 lined bag,3 owls, 88 pyramids = total 420total spend £5.Total for 'Dogs for Good' £546.82

    2024:Sewn:59Doggy ds,52pyramids,18 bags,6spec cases,6lav.bags.
    Knits:6covers,4hats,10mitts,2 bootees.
    Crotchet:61angels, 229cards=453 £158.55profit!!!
    2025 3dduvets
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