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2019 Mortgage-Free Wannabes

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Comments

  • Bounty123
    Bounty123 Posts: 102 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    Hi everyone,

    No. 23 stopping by to log my update.

    March overpayment of £276 made today. Running total for the year = £578 of £5000.
    2025 MFW No:23
    MFiT-T7 12
  • anna42hmr
    anna42hmr Posts: 2,898 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    evening, number 105 checking in with my February OP, please can you put me in for my regular op of £215.26 so year to date is £430.52

    thanks again for doing it this year and well done everyone on the OP's so far.

    PS welcome to any newbies to the challenge
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • Stimson_180
    Stimson_180 Posts: 10 Forumite
    Evening all.
    Stimson180 here. #129
    Missed an update for February. Apologies!
    Feb overspend £130
    March overspend £60

    Thank you!
  • ElmoR
    ElmoR Posts: 417 Forumite
    Tenth Anniversary 100 Posts Name Dropper
    Hi all
    Number 125 checking in with a total overpayment of £1420 for February


    Thank you Julicorn
  • miss_undastood
    miss_undastood Posts: 236 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    #56 reporting in.

    Started March with a £250 payment into 5% regular savings (for mortgage later this year)
    Won’t gave as much free cash this month (and next) as I’m having private hospital treatment and I have to pay 15% of the cost.

    However I am getting a small bonus for the 14w I was back at work last year and I’ve reduced my childcare voucher contribution as I have enough saved to cover my costs until I get free hours now :)
    Mortgages Oct 2020: £308,283 Jul 2021 £286,600 October 2022 £253,456 MFW-22 #9 MFIT-T6 #35
  • varfor
    varfor Posts: 53 Forumite
    Ninth Anniversary 10 Posts Photogenic
    #118 here with first payment of March. Hoping for another one but we'll see!

    March total: £500
    2019 total: £3080/£4000
    2019 MFW #118: 9474/4000 | 2020 MFW #112: 2500/2500 | 2021 MFW #21: 1890/1920 | 2022 MFW #NA: 2180/1920 | 2025 rebuilding emergency fund: 2500/9000
  • Raggle1
    Raggle1 Posts: 48 Forumite
    Hi all,

    No. 62 logging my March overpayment of £530. total year to date = £1590

    Cheers
    MFW 2019 No. 62 £10120/£10000; MFW 2018 No. 62 £3390/£2400
    SPC 12 No.006 £99/No target
  • pinkfluffybabe
    pinkfluffybabe Posts: 2,989 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Academoney Grad
    #64 reporting £41.51 overpaid in February.
    Not buying unnecessary toiletries 2024 26/53 UU, 25 IN
  • Mortgage_Minimiser
    Mortgage_Minimiser Posts: 346 Forumite
    Part of the Furniture 100 Posts Name Dropper
    #46 reporting in.

    March OP £1,500
    OPs to date £3,464.50 against target of £8,000

    Thanks for running the thread, great job!

    MM
    x
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • Roxie
    Roxie Posts: 635 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Morning everyone,

    No: 33 reporting £315 for March (£1300 YTD).

    Also another milestone for me this month as i have dipped below the £70,000 barrier and my mortgage balance is now £69,655.17 :j.

    Thanks again to jc.
    MFW 2021 No: 33 £45000/£45000 Mortgage free @ 11/6/21 🥳
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