2019 Mortgage-Free Wannabes

julicorn

daisyfrau wrote: »

Hi

Am new to the mortgage-free board. Addicted to overpaying things now and need to keep up motivation.

Going to aim for £10000 overpaid on mortgage on 2019!

Thanks,
daisyfrau

Welcome daisyfrau, you're our #96 now

CrowdieSaver

Hi, I'm a newby to this challenge but I would like to take part please if that's ok.

My target for 2019 will be £2500.

Thanks very much.
CrowdieSaver

Raggle1

mmmsnow wrote: »

My own mortgage spreadsheet is very messy and set up with about ten different scenarios so here's a simplified version for 2019:

https://www.dropbox.com/s/86lnl4z01f698zu/Overpay.xlsx?dl=0

You can edit everything in red and it'll spit out the interest you've saved over the course of the year.

Thanks mmmsnow for the sheet. I just had our mortgage statement through yesterday, which combined with this spreadsheet, gave me the motivation to track a prediction all the way through to Jan 2022 which should be our final payment if all goes to the OP plan! :j Good job i did .... as it made me realise if i OP to the original plan off my own dodgy spreadsheet i could have got us hit with an early repayment charge! :shocked:

julicorn

CrowdieSaver wrote: »

Hi, I'm a newby to this challenge but I would like to take part please if that's ok.

My target for 2019 will be £2500.

Thanks very much.
CrowdieSaver

Welcome to the challenge, #97!

utopiah

Hi could I keep #43 and my target for 2019 will be £11,000 . This will mean I could be mf by the end of next year. I'm going to give it my all.

Miss_D_Meanour

Hi Julicorn

Repeating everyone's thanks to you for taking up the mantle of running this challenge - it's helped me stay focused on my goals for the last few years and meant that I don't worry constantly about a never ending mortgage debt.

I'd love to come on board again and keep my number if possible for this year: #2 overpayt target £8,000

Thanks a mill
Miss D Meanour

Rainbowsky

Hi julicorn

Please could I join? I am in the fortunate position that I only have £14980 left on my mortgage and would like to clear this within the next 2 years so I would like to set a target for 2019 of £4500. Any number would be great.
May I say I think this is a fantastic idea and a big thank you to you for taking the baton to continue this thread, it's very generous of you :beer:
Good luck everyone!

julicorn

utopiah wrote: »

Hi could I keep #43 and my target for 2019 will be £11,000 . This will mean I could be mf by the end of next year. I'm going to give it my all.

Of course, that's all noted

Miss_D_Meanour wrote: »

Hi Julicorn

Repeating everyone's thanks to you for taking up the mantle of running this challenge - it's helped me stay focused on my goals for the last few years and meant that I don't worry constantly about a never ending mortgage debt.

I'd love to come on board again and keep my number if possible for this year: #2 overpayt target £8,000

Thanks a mill
Miss D Meanour

No worries at all, I'm quite enjoying it so far. And I agree, the challenge has been super helpful to me as well! Thank you for sharing your target.

Rainbowsky wrote: »

Hi julicorn

Please could I join? I am in the fortunate position that I only have £14980 left on my mortgage and would like to clear this within the next 2 years so I would like to set a target for 2019 of £4500. Any number would be great.
May I say I think this is a fantastic idea and a big thank you to you for taking the baton to continue this thread, it's very generous of you :beer:
Good luck everyone!

That's excellent that you've not got too much left - the end is in sight! Welcome to the challenge, you're our #98 now.

CathT

Am setting my target at £1000 for this year which is for our additional overpayments as already have some factored into our budget and repayments. This will give us an extra push and help maximise our new lower fixed rate. I wish i was more buy dh wants to 'live for the now' so we need to strike the balance and we also need to build our savings this year.



Thank you for investing the time into this challenge an I don't mind what number I am allocated.

pinknsparkly

Hi Julicorn - please can I join the challenge? We bought our first house yesterday and I've been waiting sooooo long to start making OPs! I'd like to aim for £500 a month OPs, so a total of £6,000 for the year