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2019 Mortgage-Free Wannabes

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  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Please could i join in again with a target of £12000 ..I really need to knuckle down in 2019 and try harder . Thank you
  • Hi

    Could I join please?

    I will set a low target as we have a lot of expenses next year but Id still like to make my mortgage a priority too and keep it on my radar rather than just letting it tick along so a £1000 over payment target over the course of a year is doable hopefully and is better than nothing.

    Because it is such a small amount considering the large amazing targets I have read on here I did think of not joining but I thought if I did £1000 every year throughout the course of my mortgage it would actually be a huge amount in total so small steps and all that :)

    Thanks
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Roxie wrote: »
    Hi julicorn

    Thanks for running this for 2019 :)

    I am happy with number 33 and will stick to £5000 target again as I just scraped it together for 2018 and am not expecting any windfalls during 2019 to boost it higher.

    Best of luck to everyone for 2019 challenge, Roxie.

    Thanks for confirming your target! :)
    try_harder wrote: »
    Please could i join in again with a target of £12000 ..I really need to knuckle down in 2019 and try harder . Thank you

    Hi try harder, you're #83 now, hope that's ok :)
    Hi

    Could I join please?

    I will set a low target as we have a lot of expenses next year but Id still like to make my mortgage a priority too and keep it on my radar rather than just letting it tick along so a £1000 over payment target over the course of a year is doable hopefully and is better than nothing.

    Because it is such a small amount considering the large amazing targets I have read on here I did think of not joining but I thought if I did £1000 every year throughout the course of my mortgage it would actually be a huge amount in total so small steps and all that :)

    Thanks

    Hi keeping motivated! Don't worry, any goal is a good goal! :j You're our #85 now, hope that works for you.
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    FIREdoc wrote: »
    Hi! I'd love to join please! Target to overpay by £10 000 :eek:

    Welcome FIREdoc, you're #89 now :)
    Oooh a shiny new challenge!

    I'm going to try and overpay the maximum we're allowed which is £999 per month so going to go for £11,988 for the year please. I think my number has been 112 for the last few years :)

    Hi chocoholic, thank you for sharing your target :)
    VDOT47 wrote: »
    Hi,


    I'll join again and stick with #9 please.


    My target for overpayments in 2019 will be £5000 please.


    Thanks!

    Hi VDOT47, thanks for confirming you want to take part again, and for sharing your target as well :)
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi Julicorn,
    I’ve already signed up but need to add my target- we’re gping to push for a cracking £4500 overpayment in 2019. This will be very tough to achieve with our budget etc but something to aim for

    So....

    #20 Kittenkorst- 2019 target £4500

    Thank you :beer:

    That's excellent, thank you Kittenkirst :)
  • Hi. A newbie on here...im normally lurking around in the background reading advice and stories! Can i join please for 2019? If number 110 is still free could i be that one please? Our overpayment target is 24k for the year 🤞🤞
  • pinkypig
    pinkypig Posts: 1,814 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thanks Julicorn:beer:

    Yes please from #157. My target for 2019 is to reduce my mortgage by £25k:eek::eek: This will be a mix of standard monthly repayment, the interest benefit from my offset account and savings into my offset account. It's a massive stretch but nothing ventured and all that!
    Original mortgage £112,000 . Final payment due August 2027.
    Mortgage neutral achieved August 2020 - 7 years early!!!
  • Hello,

    Number 55, could you put me down for £6,347.26 for 2019 please.

    Thank you
    MFW 2018/19 #55 target: £6,847.26/ £500 paid
  • jackieblack
    jackieblack Posts: 10,501 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Unicorns wrote: »
    could you put me down for £6,347.26 for 2019 please.
    That's a nice, round number! :rotfl:
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £9190
    Quidquid Latine dictum sit altum videtur
  • That's a nice, round number! :rotfl:

    :D:D funny you should mention that, I just paid a totally random amount to round my mortgage figures haha it's all nice and round behind the scenes.
    MFW 2018/19 #55 target: £6,847.26/ £500 paid
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