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2019 Mortgage-Free Wannabes

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Comments

  • julicorn
    julicorn Posts: 2,665 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    LianneHH wrote: »
    This is a great idea! Please can you add me?

    Welcome LianneHH, you're our #82 now. :) Could you let me know what your goal is for 2019?
  • Miss_Pinky
    Miss_Pinky Posts: 56 Forumite
    Fourth Anniversary 10 Posts
    Miss Pinky here (number 15) Can I keep the same number please!

    Can I aim for £8072 (the maximum that I can overpay!)

    Thanks!
    Miss Pinky
    MFW #15
  • rosiest
    rosiest Posts: 105 Forumite
    mmmsnow wrote: »
    My own mortgage spreadsheet is very messy and set up with about ten different scenarios so here's a simplified version for 2019:

    https://www.dropbox.com/s/86lnl4z01f698zu/Overpay.xlsx?dl=0

    You can edit everything in red and it'll spit out the interest you've saved over the course of the year.

    Thanks so much 😁
    #28 pay all your debts by Xmas 2019 £2682/7000:)
    #66 2019 MFW £90/£7500
    also trying to get 6k savings this year :wink: have this by April . yay :)
  • wantabetterlife
    wantabetterlife Posts: 1,296 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I'd like to join again please ...number 26. Target for 2019 will be £5000 again. Thanks so much
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • julicorn
    julicorn Posts: 2,665 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Miss_Pinky wrote: »
    Miss Pinky here (number 15) Can I keep the same number please!

    Can I aim for £8072 (the maximum that I can overpay!)

    Thanks!
    Miss Pinky
    wantabetterlife wrote: »
    I'd like to join again please ...number 26. Target for 2019 will be £5000 again. Thanks so much

    Excellent, thank you both for letting me know your targets :)
  • FIREdoc
    FIREdoc Posts: 56 Forumite
    Sixth Anniversary 10 Posts
    Hi! I'd love to join please! Target to overpay by £10 000 :eek:
    Starting mortgage Summer 2018 - £213,500
    2018 [STRIKE] Dec £205,330 [/STRIKE]
    2019 [STRIKE]Jan £204 200 MAY £199,650 August £196 000[/STRIKE] December £193 500

    [STRIKE]Goal for 2019 - £195,000.[/STRIKE] Goal for 2023 - £125000
    MFW2019 #89 £4303/£10,000
  • chocoholic_chick
    chocoholic_chick Posts: 666 Forumite
    Debt-free and Proud!
    Oooh a shiny new challenge!

    I'm going to try and overpay the maximum we're allowed which is £999 per month so going to go for £11,988 for the year please. I think my number has been 112 for the last few years :)
    New House... New Mortgage! February 2017: £144,000 :eek:
    Current Mortgage Balance: £96,440.99
    2017 OP's:£5,935 2018 OP's: £11,956.00 2019 OP's: £11,988 2020 OP's: £1,998
    Total Debt[STRIKE] £29,209[/STRIKE] £0 :j:j:j Debt free 6/8/16
  • VDOT47
    VDOT47 Posts: 277 Forumite
    Hi,


    I'll join again and stick with #9 please.


    My target for overpayments in 2019 will be £5000 please.


    Thanks!
    Original Mortgage (Feb '17) £269,995
    Current Mortgage (End 11/19) £226,790
    End Date November 2039 Original End Date February 2042
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi Julicorn,
    I’ve already signed up but need to add my target- we’re gping to push for a cracking £4500 overpayment in 2019. This will be very tough to achieve with our budget etc but something to aim for

    So....

    #20 Kittenkorst- 2019 target £4500

    Thank you :beer:
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • Roxie
    Roxie Posts: 635 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Hi julicorn

    Thanks for running this for 2019 :)

    I am happy with number 33 and will stick to £5000 target again as I just scraped it together for 2018 and am not expecting any windfalls during 2019 to boost it higher.

    Best of luck to everyone for 2019 challenge, Roxie.
    MFW 2021 No: 33 £45000/£45000 Mortgage free @ 11/6/21 🥳
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