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2019 Mortgage-Free Wannabes
Comments
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Hi julicorn
No #27 can be re-allocated for next year as well
best wishes to whoever is allocated this lucky no :T
Might be looking for a number for savings next year, will wait and see.Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
I've heard of some people having their own overpayment spreadsheet. does a gone have one they could share ?
My own mortgage spreadsheet is very messy and set up with about ten different scenarios so here's a simplified version for 2019:
https://www.dropbox.com/s/86lnl4z01f698zu/Overpay.xlsx?dl=0
You can edit everything in red and it'll spit out the interest you've saved over the course of the year.MFW 2019 #61: £13,936.60/£20,0000 -
Hi Julicorn
Thank you for volunteering to maintain the spreadsheet.
Could I please keep #53 for 2019? Target to be confirmed (will be 10% of whatever my balance is at the beginning of the year)0 -
Hiya Kittenkirst #20 and definitely in for 2019- just working out my target and will update soon.
Thanks for setting us up Juliecorn
First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!0 -
Thanks for adding me, Julicorn.
Going to miss you, Beanie. Hope you manage a bit of an overpayment this coming year but even if you don't you've already reduced your total mortgage outgoings, which is well worth doing!Count me out for next year.
My number was 144.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
Can I please join and retain #24? Target will be £20,000 (quite a challenge, but up for it!)MFW 2019#24 £9474.89/£11000 MFW 2018#24 £23025.41/£15000
MFi3 v5 #53 £12531/
MFi3 v4 #53 £59442/£393870 -
Hi all, I’ve been in the DFW for 3 years but it’s my first time to be in MFW. I would like to join in the 2019 challenge please?
Our mortgage as of December 2018 is £73887.51 with 15 years and 5 months remaining term, a minimum payment of £510.14 at 3.24% interest. We are tied to this mortgage until 2023 and can only make limited overpayments (up to 10%).
Our target for 2019 is to make a total payment of £10000, or £3800 in overpayments. We are also currently saving up some house renovation funds for 2019 and 2020."There is Life AFTER DEBT."LBM 2009 Total Debt £49046.24 Debt Free as of 27/08/20150 -
Can I please join and retain #24? Target will be £20,000 (quite a challenge, but up for it!)
Sure thing! Also means that bunty and bounty are spreadsheet neighbours. The_Only_Girl wrote: »Hi all, I’ve been in the DFW for 3 years but it’s my first time to be in MFW. I would like to join in the 2019 challenge please?
Our mortgage as of December 2018 is £73887.51 with 15 years and 5 months remaining term, a minimum payment of £510.14 at 3.24% interest. We are tied to this mortgage until 2023 and can only make limited overpayments (up to 10%).
Our target for 2019 is to make a total payment of £10000, or £3800 in overpayments. We are also currently saving up some house renovation funds for 2019 and 2020.
Welcome #27! :j0 -
My own mortgage spreadsheet is very messy and set up with about ten different scenarios so here's a simplified version for 2019:
https://www.dropbox.com/s/86lnl4z01f698zu/Overpay.xlsx?dl=0
You can edit everything in red and it'll spit out the interest you've saved over the course of the year.
Thats Awesome thanks for that:money::money:Those who risk nothing, Do nothing, achieve nothing, become nothingMFW #63 £0/£5000 -
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