2019 Mortgage-Free Wannabes

[Deleted User]

Hi Juliecorn

I’d like to sign up again for next year please. Current number is 81 but happy with any number.

My (rather ambitious) target is to clear the balance of my mortgage which is currently £18,950 not sure if it’s achievable but I will have a blooming good go at it!

Thanks so much :T

mmmsnow

julicorn wrote: »

Welcome mmmsnow! I've given you #61 Also, well done on your overpayments so far!

Thanks! That's the first time I've sat down with my spreadsheet and worked out exactly how much we've been putting into the mortgage. Feels great.

Next year, I'm also tackling my student loans and voluntary NI contributions so it's going to be another frugal year.

julicorn

Deleted_User wrote: »

Hi Juliecorn

I’d like to sign up again for next year please. Current number is 81 but happy with any number.

My (rather ambitious) target is to clear the balance of my mortgage which is currently £18,950 not sure if it’s achievable but I will have a blooming good go at it!

Thanks so much :T

Hi [Deleted User], what an awesome target! Would be great to see a few people clear their mortgage this year, if that's not motivating I don't know what is. Happy for you to keep your number

wishingthemortgaheaway

Hi Julicorn,
Thank you for including me. I'd welcome a lower number, if that's ok, I think it may help you tidy things up too.
My target for 2019 is £2860 as that is the 10% allowance.

So, I'm looking at around £235 a month.

Thank you so much for doing this.

Wish.

julicorn

wishingthemortgaheaway wrote: »

Hi Julicorn,
Thank you for including me. I'd welcome a lower number, if that's ok, I think it may help you tidy things up too.
My target for 2019 is £2860 as that is the 10% allowance.

So, I'm looking at around £235 a month.

Thank you so much for doing this.

Wish.

Hi Wish, that's really helpful, thank you. I've given you #59 now, hope that works for you.

chunkytfg

Could I join this? Still not completed on our house and it needs a ton of work but i'd like to at least make a start with a little here and there.

Aim is to complete somewhere in Feb and hopefully, maybe, possibly seat a small overpayment straight away with other finds being split between savaging and DIY.

SO I was thinking £500 for 2019. Not a lot when borrowing £346k but its a start!

julicorn

chunkytfg wrote: »

Could I join this? Still not completed on our house and it needs a ton of work but i'd like to at least make a start with a little here and there.

Aim is to complete somewhere in Feb and hopefully, maybe, possibly seat a small overpayment straight away with other finds being split between savaging and DIY.

SO I was thinking £500 for 2019. Not a lot when borrowing £346k but its a start!

Of course chunkytfg, welcome! You're our #63 now.


(On an unrelated note, I've just noticed that the total OP target has already overtaken my remaining mortgage balance, so if you would all like to bank transfer me the money instead, just let me know :rotfl: - Just kidding of course, but I'll keep you updated on the totals and what fantastic properties we could be buying with them )

ang4k

Hi Ang4k number 17 here.

Thank you, I wish to join again and go for a target of £8000. This is my 10% total allowed and runs to October so I may sneak in a bit more during November December :-)

chunkytfg

julicorn wrote: »

Of course chunkytfg, welcome! You're our #63 now.


(On an unrelated note, I've just noticed that the total OP target has already overtaken my remaining mortgage balance, so if you would all like to bank transfer me the money instead, just let me know :rotfl: - Just kidding of course, but I'll keep you updated on the totals and what fantastic properties we could be buying with them )

Thank you :beer::beer:

Now just the small mater of actually borrowing the money so I can start paying it back. First job though is Xmas!:T:T

julicorn

ang4k wrote: »

Hi Ang4k number 17 here.

Thank you, I wish to join again and go for a target of £8000. This is my 10% total allowed and runs to October so I may sneak in a bit more during November December :-)

All noted, thanks ang4k