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2019 Mortgage-Free Wannabes

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  • ChotaPeg
    ChotaPeg Posts: 53 Forumite
    Sixth Anniversary 10 Posts Name Dropper Combo Breaker
    Perfect. Thank you. I will start doing my over payment warm-up stretches... :j
  • Hi Julicorn,

    Id love to join again please. I was #46 this year, so would love that again if possible.

    I shall need to think about my target.....

    Thank you!

    MM
    x
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • julicorn
    julicorn Posts: 2,585 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi Julicorn,

    Id love to join again please. I was #46 this year, so would love that again if possible.

    I shall need to think about my target.....

    Thank you!

    MM
    x

    #46 is all yours! And no worries, just let me know when you've had a think. :)
  • jackieblack
    jackieblack Posts: 10,499 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 7 December 2018 at 9:31PM
    Hi julicorn :wave:
    I'd like to keep number 4, please, and set a target of £500 to start off with. (I know that's a drop in the ocean compared to other people's targets targets, but I only work part-time and some of the targets are more than I earn in a year! So it's all relative:) )

    My fixed rate ends around Easter and I hope to get a good new deal and reduce my MP a little. If I achieve this I'll be able to increase my OP.

    My actual target is to OP by an amount at least equal to the interest charged, but I won't be able to estimate that until I know what the new rate will be :think:

    Thanks! :T
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £690
    Quidquid Latine dictum sit altum videtur
  • julicorn
    julicorn Posts: 2,585 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi julicorn :wave:
    I'd like to keep number 4, please, and set a target of £500 to start off with. (I know that's a drop in the ocean compared to other people's targets targets, but I only work part-time and some of the targets are more than I earn in a year! So it's all relative:) )

    My fixed rate ends around Easter and I hope to get a good new deal and reduce my MP a little. If I achieve this I'll be able to increase my OP.

    My actual target is to OP by an amount at least equal to the interest charged, but I won't be able to estimate that until I know what the new rate will be :think:

    Thanks! :T

    Hi jackieblack, thank you for confirming your target! And £500 is still lots of money - I know some people's are higher, but everyone has got their own unique circumstances (e.g. two full-time incomes and no children to look after in our case - none of that you can tell just from looking at a number). And over the years, £500 in a year can shave a good amount of time off. Either way, all the best! :j
  • Hi
    Can I join in??
    I'm aiming for £2400 in OP's in 2019
    # 36 1p challenge 2024 - £536.60

    #13 POYD by Christmas 24  £2875 / 8138
  • julicorn
    julicorn Posts: 2,585 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi
    Can I join in??
    I'm aiming for £2400 in OP's in 2019

    Hi Couldsavemore, and welcome! I've given you #48 :)
  • julicorn wrote: »

    frugal_lass, I've added you in as #19 for this challenge (how fitting, 19 in 2019!). Could you let me know your target too?

    Oh thank you so much. I would like £2019 as my target please! :j
    Mortgage so far: £31,630.01Aiming to be mortgage free by 2024
  • julicorn
    julicorn Posts: 2,585 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Oh thank you so much. I would like £2019 as my target please! :j

    Now if that doesn't make your number even more fitting, I don't know what would! :beer:
  • Can I join this year please? I'm aiming for a £2400 overpayment as it's my first year.
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