2019 Mortgage-Free Wannabes

frugal_lass

julicorn wrote: »

Now if that doesn't make your number even more fitting, I don't know what would! :beer:

It was meant to be! :T Thank you for organising everything!

julicorn

Sugarplump wrote: »

Can I join this year please? I'm aiming for a £2400 overpayment as it's my first year.

Welcome Sugarplump! You're #50

ajmoney

Hi, I would like to continue in 2019, please could I keep number 70? I am unsure of my target as my circumstances have changed so could I put £3000 to start please?

I will be moving house at some point next year so the final total will depend on how much that mortgage is

pawlala

thanks for 1) taking over the reins and 2) a shiny new thread :cool:

#79 reporting in for 2019 target of £11000

Have a great weekend everyone! :beer:

icklehelen

Please count me in! Not worked out my target yet but will update before January 🤑

Thanks for volunteering to keep us on track julicorn

greent

Hello julicorn! I'd like to join in again, please. If possible I would still like no 18. My target for the year is £5k reduction on my (IO) BTL.

Many thanks

BookmobileBadGirl

Can I join this year please

I would like to pay off £5,000

julicorn

BookmobileBadGirl wrote: »

Can I join this year please

I would like to pay off £5,000

Welcome! I've added you in as #52

greent, icklehelen, pawlala, ajmoney, thank you all for confirming as well, you've all got the same numbers as last year

mmmsnow

I would like to join. I have two mortgages (but only one house!):

Mortgage 1: £23,974
Mortgage 2: £5,994
Total: £29,968

We're on a 12 year mortgage now and I have a fixed deal with First Direct until 2022, so I can't pay off the balance in full without penalty but I am able to make unlimited over payments. Interest rate is 1.89% and there was no legal, booking or set-up fees.

We overpay each month as well as put in lump sums whenever we are able. In 2017, we overpaid by £14,780 and this year, it's £27,874 (I came into a small inheritance). I have been on a limited income this year but, in January 2019, I start a new job.

I'm hoping to pay off as much as possible in 2019 then get FD to recalculate the amount for the rest of the term. My goal is £20k.

julicorn

mmmsnow wrote: »

I would like to join. [...]
I'm hoping to pay off as much as possible in 2019 then get FD to recalculate the amount for the rest of the term. My goal is £20k.

Welcome mmmsnow! I've given you #61 Also, well done on your overpayments so far!