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Working Hard Debt Diary - Here goes

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Comments

  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    Virtual glass on the way to all :beer:
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • beanielou
    beanielou Posts: 96,603 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thanks , needed that :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Cheers :beer:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • lucielle
    lucielle Posts: 11,581 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Chin chin! Hic not had any booze for ages, gone straight to my head!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • It certainly smoothes the edges of a very manic weekend !!!!
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    Checked some of the balances today and the BT from the MBNA card to the RBS card has gone through! Whilst its relatively lovely to have £6.3k at 0% its not so lovely to have a card that had a balance of zero with a £6.3k debt. Don't tell me I know that I'm just moaning. TBH I'd rather have none of it but wouldbn't we all :rolleyes:

    At least it is at 0% and not at MBNA's ridiculous rate!!
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    Day off today and I am feeling very guilty.

    Went and got my hair coloured this am although I went to the local college so it was very MSE stylie £9 :D . Done a few bits of paperwork and stuff mainly writing out cheques !! Needs to be done though. Filled in the DS2's passport application (£46 :eek: ) and taken the money from the holiday fund.

    Picked up the new iron from the local Tesco's (free delivery to there and i was going past the door).

    Got a letter from the tax man advising we'd already claimed the child tax thing back in 2002/3 or whenever so no dosh coming from there :p worth trying though.

    Need to clear up the kitchen, load up the swimming bag, drag the kids to the dentish :eek: , organise tea, tidy the house for a meeting here tonight, get a couple of bits in town before school finishes. AT some point sit down for a cuppa :rotfl:
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    Day off today and I am feeling very guilty.

    Went and got my hair coloured this am although I went to the local college so it was very MSE stylie £9 :D . Done a few bits of paperwork and stuff mainly writing out cheques !! Needs to be done though. Filled in the DS2's passport application (£46 :eek: ) and taken the money from the holiday fund.

    Picked up the new iron from the local Tesco's (free delivery to there and i was going past the door).

    Got a letter from the tax man advising we'd already claimed the child tax thing back in 2002/3 or whenever so no dosh coming from there :p worth trying though.

    Need to clear up the kitchen, load up the swimming bag, drag the kids to the dentish :eek: , organise tea, tidy the house for a meeting here tonight, get a couple of bits in town before school finishes. AT some point sit down for a cuppa :rotfl:
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • lucielle
    lucielle Posts: 11,581 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope the hair is fab. I really need to get mine and the girls hair done, but as we all have long hair we tend to leave it. Shame about the tax we have already had it as well.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Compingirl
    Compingirl Posts: 437 Forumite
    No extra tax credit for me either, hubby has surprised me with tickets to see Dancing on ice in April :) Hes spent his birthday money on them isn't that lovely :)
    No MSE anythings for me to report, i'm just hanging on in till the end of the month! cgx
    CC Debt: Jan 10 £21,660 now £8,170 hurrah!
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