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Working Hard Debt Diary - Here goes

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Comments

  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Happy New Year, WHDFW. What you say makes perfect sense, and I am sure we will get there in the end......on all levels!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • beanielou
    beanielou Posts: 96,624 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not long til March.
    Just think of it as the 100 day challange.
    Take care x
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    edited 3 January 2010 at 10:03PM
    I like your thinking Beanielou - 100 day challenge - bring it on......
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • beanielou
    beanielou Posts: 96,624 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    There ia a 100 day challange
    http://forums.moneysavingexpert.com/showthread.html?p=28404101#post28404101

    This might help you feel better.
    Im hoping (wth help of 2 council tax free mnths)to get rid of my three pesky wee debts
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Crickey I'd forgotten about the 2 months free of council tax - thats £400 to come off the debt. Thanks for the reminder!!
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • lucielle
    lucielle Posts: 11,582 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good to hear from you WHD. Like Beanie says not long til March. 2 months without council tax, you'll be cooking on gas.

    Where have you booked for the hols?
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Thanks Lucielle

    I've been following everyone's progress I've just not had the energy or motivation to post myself. Its funny as I've started to feel better I've thought about posting and tonight was the night, so things are improving.

    I feel like I just had a big moan but everyone's issues are real to them and mine felt awful tbh but moving on....

    We're not going anywhere exotic on holiday just Spain this year instead of France. So flying instead of driving. Since our LBM came on we've kept to France, aiming to keep costs lowish so it really is a sign of progress that we're going back. I'm looking forward to it and need to shed some of this excess before we get there!
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • Loving your totals by the way L:D
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • beanielou
    beanielou Posts: 96,624 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    France isent cheap anymore anyway.Gah.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Lovely to hear from you WH and glad things are looking up for you. Holiday sounds good too.
    Happy New Year

    V
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
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