NST December 2018 – Exterminate the debt!

mothernerd

Congratulations Raphael.


Had a lovely sleep and a lovely bath. Reasonable (tasty but not healthy) meal using up the remaining breaded chicken, sweet potato fries and some of the chips. Will take the remaining chips and some tuna steaks to mum's for tea (+ some veg).


Food is mostly fine - the leg of lamb still has the 'snow' on the outside of the the foil wrap but still intend to use it up and start from scratch (or until someone leaves the door open or doesn't shut the drawers properly).


Freezer not quite ready, will clean and turn on again before I go out. Floor quite wet, towel I put down is soaked and the small drawer had 3" of defrosted liquid in it. Just pushed the 'waitin to be washed' clothes across to soak up the excess so no-one goes skidding across the kitchen (Bt, Dt, Got the T-shirt)


Going to try to do one big Icyland shop including Christmas stuff (will defrost and cook the turkey when I get it), stuff we need now and some meat to start the next batch of cooking (to see us through January). May take it out of my Christmas money for now and then divide between this month and next.


Made a donation to the Salvation Army last night.


Today I am grateful for wintery sunshine, for doing the freezer, for my left hand typing improving and for using up scraps from the freezer.

chocolatelover93

Hey everyone

I've not forgotton about the challange just been a manic week, got a poorly little boy as well and trying to take as much time for myself as possible after break up. I've not been very mse the last week, but will be back soon!

Hugs to all xx

Loz2018

I am on NSD 6 and am actually enjoying not spending money on stuff I don’t need/won’t bring joy to my life. I’m doing an overtime shift at work tonight which will cover the cost of my Family’s Christmas presents. This time last year I was unemployed and living in my overdraft so I’m very grateful that I now have a job, even if it is part time, so I can get my family gifts and not spend December worrying about money.

I did spend £1.30 on a Lindor advent calendar yesterday so am finding ways to be festive and frugal.
I’ve been putting my phone on silent and have started reading daily. I still need to actually start doing yoga again though as I need to exercise more.

Maisie_M

[FONT=&quot]D[/FONT][FONT=&quot]ebt-free date / Mortgage-free date / Savings target date. Savings for Disneyland America 2021[/FONT]
[FONT=&quot] [/FONT]
[FONT=&quot]O[/FONT][FONT=&quot]rganise your outgoings. – budgets all done for the month including xmas spending.[/FONT]

[FONT=&quot]C[/FONT][FONT=&quot]ount up to 15. 4/15[/FONT]

[FONT=&quot]“T[/FONT][FONT=&quot]here is no such thing as an ordinary human.” need to colour hair and also arrange to have eyebrows waxed. Also need some TLC on nails so they are festive ready.[/FONT]

[FONT=&quot]O[/FONT][FONT=&quot]ne thousand days. – pending sounds interesting[/FONT]

[FONT=&quot]R[/FONT][FONT=&quot]efrain – Day 7/7[/FONT]
[FONT=&quot]W[/FONT][FONT=&quot]hat kind of month do you want for yourself? – this links in with the above rule and one further down. Going to start doing more of the cross stitch I enjoy and reading. Not done much of either as I have been so tired.[/FONT]

[FONT=&quot]H[/FONT][FONT=&quot]ere’s a space to make up your own rule for the month. – spend as little as possible on Xmas[/FONT]
[FONT=&quot]O[/FONT][FONT=&quot]utings. – done[/FONT]

[FONT=&quot]S[/FONT][FONT=&quot]low living this month. – horrendous week at work so homelife has been very quiet as I have been shattered.[/FONT]
[FONT=&quot]O[/FONT][FONT=&quot]mm. – ties in with reading, cross stitching and pacing myself this month Write down 4 gratitudes each day – its Friday [/FONT][FONT=&quot]😊[/FONT][FONT=&quot], for good friends, for concert practices that went well, for the new sound system at work to be working really well [/FONT]

[FONT=&quot]N[/FONT][FONT=&quot]o entry to any sales. okay[/FONT]

[FONT=&quot]“I[/FONT][FONT=&quot] am and always will be the optimist. – trying but its been a hard week [/FONT]
[FONT=&quot]C[/FONT][FONT=&quot]andles –orange and cinnamon candle still going strong[/FONT]

[FONT=&quot]“S[/FONT][FONT=&quot]ome people live more in 20 years than others do in 80. – think this means lives each day to the max – not really done much of this this week as have been to tired but will try do stuff this weekend[/FONT]

[FONT=&quot]C[/FONT][FONT=&quot]hase down more awe and joy. taking great delight in DS2’s joy at finding what ‘elfie’ has been up to each night[/FONT]

[FONT=&quot]R[/FONT][FONT=&quot]ead fiction before bed. still to start this[/FONT]
[FONT=&quot] [/FONT]
[FONT=&quot]E[/FONT][FONT=&quot]xercise[/FONT][FONT=&quot]. Get 10,000 steps a day yep wandering round the shops[/FONT]
[FONT=&quot] [/FONT]
[FONT=&quot]“W[/FONT][FONT=&quot]hat’s the point of being grown up if you can’t be childish sometimes.” yep will partake.[/FONT]

[FONT=&quot]“D[/FONT][FONT=&quot]on’t give up will try[/FONT]

[FONT=&quot]R[/FONT][FONT=&quot]efuse to get sucked into guilt spending. have a list and I am sticking to it[/FONT]
[FONT=&quot] [/FONT]
[FONT=&quot]Identify activities and people who drain you very tested this week at work but survived[/FONT]

[FONT=&quot]V[/FONT][FONT=&quot]isit your local area. will do[/FONT]
[FONT=&quot]E[/FONT][FONT=&quot]xterminate day 7/7[/FONT]
[FONT=&quot]R[/FONT][FONT=&quot]emember that you are blessed.
[/FONT]


Right now to catch up on the rest of the thread
[FONT=&quot][/FONT]

dolly84

Well done Raphael - quite often paying parents back falls to the bottom of the list.


Cycled in wind yesterday. Worked today but am home now with plans to put up our tree.


Payday for me today but have transferred most of it to the cc to pay for our chest freezer but that's OK, we needed more freezer space and now I don't dread going in the one in the kitchen as I can actually see things in it.

Kerry_Woman

Raphael - Congratulations.
Was a spend day. A tiny top up and some treats from my favourite shop.
Walked through park to gp to put in a repeat prescription, then onto a bus stop to another town centre, which was a 10 minute walk.
Trying to do self care, but feeling very low today.
Will spend some time doing easy household chores.
Grateful for:
Not having to be rushing to get ready this morning.
M@s.
For supportive people who I met this morning.
Pj's.

greent

Debt-free/ MF/ Savings target date savings 08/2020. mtge 09/27 Xmas & bdays spending on CCs - to be repaid no later than Feb payday Anotherr £45 to holiday fund from another tcb payout :T

Count up to 15 NSDswill monitor still 1
Treat yourself well. had a nap this afternoon after not enough sleep last night
Omm. Take care of your mental health. Do something every day this month that makes you feel good: Write down 4 gratitudes each day.ok Grateful for some YS items when shopping, the last of DS3's presents arriving (finally), a nap, it being Friday

No entry to any sales. Likewise, no takeaways etc.. No takeaways today
Read fiction before bed. .maybe - if I'm awake long enough!
Exterminate one bad habit from your life for the first 10 days. Darn - looks like Candy Crush for me... success again today

crazy_cat_lady

Huge congratulations Raphael - happy dfd :j
Today I am grateful for:
surviving another week at work
kind words from one of my students
grocery shopping online so I don't have to go out tomorrow
a lovely chat with ds on the way to school this morning
Pleased to report I'm feeling a bit better mentally but work is still more unpleasant than I would like. You are right though f0xh0les - I can count on my fingers now how many school get ups are left.

apple_muncher

chocolatelover - hope your little one gets better soon.


Loz - it's lovely to hear about you having work and not needing your overdraft this year to pay for christmas.




Today I am grateful for catching up with an old friend, for free parking, for good coffee, for my lovely dh, for t1ger still having their long candles (so I bought 20 for £10 as gifts), for talking to lots of kiddies at my sch cmas fair, for making over £80 at said fair, for dd making £10.50 selling her syl fam clothing items, for finding a white company (?) fabric teddy in a ch shop that I can dissect and use as a pattern to make my own version, for headspace and general peace and quiet doing me good.

mothernerd

Sorry first part of this got cut. In brief no slothing, had to empty a cupboard that someone else is going to put back together tomorrow plus emptied another cupboard of photos and divided them to give to other people.


Looks like I will spend the money i have alloted for gifts. Told DS3 to buy sheets for the new bed from his grandma money but He got a tax demand this morning so it's been diverted. So I will be buying sheets and a teddy bear onesie and matching slippers for Beloved.


Very worried because her wish list included a slow cooker and several other gadgets plus a glass tea/coffee pot, matching cups and a couple of steins. Where on earth is it all going to go - obvious answer being the kitchen:eek::(:eek::(:eek: crying smilie.


I had just worked out a plan to accomodate most of the existing gadgetry unobtrusively. May be time to put a big shed in the yard and have a simple kitchen in there (just for me). I've also asked for a food list from them.


One food order has just arrived. DS3 was taking whole crates of tins through to the kitchen. Did not look but suspect they have been dumped on the floor. He asked why we have so many butter beans - I like them and they were on a good offer price.


Today I am grateful for my love of simplicity, for making order out of chaos - even mum has been known to tell people that whilst I am not a great fan of housework, I can beat her hands down for tidying and organising stuff, for the sunshine before the hailstone and for a chat with my driver (now want to have a taxi take me to the crematorium, wait for me and bring me home again. only need to go in the hall of remembrance and round the corner to my aunt's grave). Tomorrow morning I'm going to sleep as long as I want to.