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Hel!! My Debts Need advice

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Comments

  • mrsspendalot
    mrsspendalot Posts: 3,238 Forumite
    I think you have made a very sensible decision. It won't be forever - just until you get in control of your debts :)
    Olympic Countdown Challenge #145 ~ DFW Nerd #389 ~ Debt Free Date: [STRIKE]December 2015[/STRIKE] September 2015

    :j BabySpendalot arrived 26/6/11 :j
  • Keeping_Motivated
    Keeping_Motivated Posts: 3,653 Forumite
    Part of the Furniture
    mumzyof2 wrote: »
    ok just spoke to oh and he said himself we really cant afford to take her and that she is not going to go again. he even said all she does is play like she does at home. so that 30pound im going to put towards bills/xmas


    Sounds like a plan well done.

    I know its not exactly a break but have you thought about taking her to a play group? It should only cost a couple of pound. She gets to play with other children, get rid of some energy and you can sit and (hopefully) relax and have a chat and a coffee and a change of scenery??
  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    i just moved here an i dont know anyone and dont know any groups
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • mrsspendalot
    mrsspendalot Posts: 3,238 Forumite
    Ask your health visitor at your local surgery - they will have a list of playgroups in your area. It will be a great way to meet new people too.
    Olympic Countdown Challenge #145 ~ DFW Nerd #389 ~ Debt Free Date: [STRIKE]December 2015[/STRIKE] September 2015

    :j BabySpendalot arrived 26/6/11 :j
  • cat4772
    cat4772 Posts: 2,467 Forumite
    Are you registered with a GP? Do you have a health visitor? Have you checked online for your local council / health centre for a mums and tots group? My local library has vast amounts of information (it is in the same building as a community social services branch so they share a lot of group information). Have a look at yahoo groups and put your local town as your search criteria (suprising what it can bring up)!

    Good luck, Cat.x
    DFW Nerd Club #545 Dealing With Our Debt
    :onever attribute anything to malice which can be adequately explained by stupidity, [paranoia or ignorance] - ZTD&[cat]
    :othe thing about unwritten laws is that everyone has to agree to them before they can work - *louise*

    March GC £113.53 / £325
  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    got into a docs but they not given me hv lol
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • Keeping_Motivated
    Keeping_Motivated Posts: 3,653 Forumite
    Part of the Furniture
    If you go on your local councils website you should be able to find out about local playgroups. It might be good for you to go as you have just moved to the area to help make new friends/acquaintances. Its good to have a change of scenery too when you are not working and even though you will still be 'technically' looking after your daughter it should still be a break.
  • Keeping_Motivated
    Keeping_Motivated Posts: 3,653 Forumite
    Part of the Furniture
    The library might have a toddlers reading group too which she might enjoy. You could also utilise the library for free resources to keep your daughter stimulated now she isn't going to the nursery.
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Hi Mumzy,

    I am not the best person for advise but just wanted to say i hope my PM's earlier helped you a little.

    If you want someone to talk to you can PM me hun x Am happy to help you with more info on what we spoke about earlier.

    x
    Now a SAHM trying to earn some spare pennies each month
  • Keeping_Motivated
    Keeping_Motivated Posts: 3,653 Forumite
    Part of the Furniture
    Hey mumzyof2, how are are we doing for replies this time? ;) Better I hope
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