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Ccj

Hi I'm new to all this, But I got a letter from ncp saying I owe £60 and I didn't remember parking there and didn't get round to paying it and it got passed on to bw legal, I haven't had any letters and I phoned them today and I now have a ccj? But I didn't get any letter from a court? What should I do? I feel scammed ( I also emailed be legal asking how much the balance was and I had no reply)
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Comments

  • Quentin
    Quentin Posts: 40,405 Forumite
    Who told you about the CCJ?

    Check at trustonline website to see if you do have one registered against you and if so on what date
  • waamo
    waamo Posts: 10,298 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    Have you moved recently? Is your V5c showing your correct address? Check it for mistakes and typos.
  • KeithP
    KeithP Posts: 41,296 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    OP, have you used your real name as your forum username?

    Then your really should ask MSE to change your username to something totally anonymous.

    To help with that, you might like to read this short extract from The MSE Forum Guide - Frequently Asked Questions & Rules:
    Q. How can I change my username?

    A.
    In most circumstances, this is not permitted.

    The only reason we will change your username is if it puts your privacy at risk. This usually means you've inadvertently registered using your name, email address or something that gives away your identity within your username.

    If you fall into this category, email forumteam@moneysavingexpert.com and request that it is changed, giving three alternative usernames in order of preference.
  • Trust online didn't show anything when I put my details in? But on my credit file it says there is one I think, it was BW legal that told me i had
  • BW LEGAL said I should have responded to a court letter but haven't had anything
  • KeithP
    KeithP Posts: 41,296 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Check Trust Online for the address the vehicle is registered at.
  • Quentin
    Quentin Posts: 40,405 Forumite
    What date was the judgement given against you??
  • KeithP
    KeithP Posts: 41,296 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    But on my credit file it says there is one I think...

    What does "on my credit file" mean, followed by the words "I think"?

    Are you going to answer any of the other questions?
  • Coupon-mad
    Coupon-mad Posts: 160,758 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Some court claims issued on 13th September were never sent by the CCBC, so ask the court whether a claim was sent to you, and on what date, and what the Claim number is, so you can set it aside if that's what you decide:

    https://courttribunalfinder.service.gov.uk/courts/county-court-business-centre-ccbc

    HTH
    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
    CLICK at the top or bottom of any page where it says:
    Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD
  • I checked my credit report with experian and it says I have a ccj but doesn't show me any details about it and my car is registered at my address
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