Reclaim payday loans for free discussion area 25 October 2018 at 10:18AM edited 30 November -1 at 1:00AM in Loans 124 replies 24.5K views

dairy_milk

Hi

I was basically relying on payday loans to live day to day. I eventually told m6 family who cleared them for me. Which I I guess was luck6 for me. This was around 6 years ago and I’m not sure how to find out who they were with and amounts.

Does anyone know how I would find this out?

Thanks

zx81

Either your own records, memory, or credit files.

Johnrutt

Hi,

Just wondered if someone can help? I had payday loans from quick quid in 2009/2010 and paid a lot back. I have gone through resolver to make a claim as my affordability wasn’t checked and I couldn’t afford it which put me behind on lots of primary bills. The response has come back that they would like to see bank statements and wage slips from then. Maybe I am not the only one but I don’t have any of these now. Do they have to have this? Thanks you

dairy_milk

Thank you.

Am I best using resolver as I’m unsure your what to put in the email. I have suffered with my mental health for over 10years and ending up losing my home as a result as I was trying to cover the cost of these rather than my rent

zx81

They don't have to, but it obviously helps support your case if you can provide them.

Johnrutt

I have changed my bank since then very difficult to get the statements !

DCFC79

Johnrutt wrote: »

I have changed my bank since then very difficult to get the statements !

Have you asked them if they can provide copies?

They may store statements for say 9 years.

Johnrutt

Just been on the phone to them now and they say they store statements for 7 years but should have all my information on ‘datafilm’ for Every! Ten pounds to get all the info but probably worth it. thanks for your help.

Johnrutt

DCFC79 wrote: »

Have you asked them if they can provide copies?

They may store statements for say 9 years.

Just been on the phone to them and they go back 7 years but indefinatel on “microfilm” so for £10 should be able to get it! Thanks for your help.

Turtle87

Just started my process in the last couple weeks using Resolver. First thing to note, most of the lenders I am making a complaint to are replying saying they can only respond to the registered email address they hold on the account. Seems like delay tactics sadly. I will post updates.