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My Father is coming to stay with me but the TA says no vistors permited for more than 3 weeks.

135

Comments

  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'd imagine the clause is in the contract in case they ever need to use a threat to a tenant if they move in a bf/gf who turns out to not be "of marriage material". Your old dad won't be smoking dope outside, nor fighting in the streets, nor dragging home drunk with the stereo pumping ....

    I'd imagine the clause is in there to give them leverage to get tenants' assorted and collected waifs, strays and hopeless losers off the premises... it's not there for people's quiet old dads.
  • bflare
    bflare Posts: 464 Forumite
    Part of the Furniture 100 Posts
    I'd imagine the clause is in the contract in case they ever need to use a threat to a tenant if they move in a bf/gf who turns out to not be "of marriage material". Your old dad won't be smoking dope outside, nor fighting in the streets, nor dragging home drunk with the stereo pumping ....

    I'd imagine the clause is in there to give them leverage to get tenants' assorted and collected waifs, strays and hopeless losers off the premises... it's not there for people's quiet old dads.


    Yeah I am thinking the same to be honest. It's in there so that there is some clause that they can try & use if someone is staying who isnt desirable. As you say my Dad aint going to be popping pills or on the old special brew whilst sunbathing nude in the back yard :rotfl:


    Thanks for your help :beer:
  • bflare
    bflare Posts: 464 Forumite
    Part of the Furniture 100 Posts
    edited 18 October 2018 at 9:41PM
    xylophone wrote: »
    But he does have pension income?


    As far as I am aware he has got no pension. He took a early severance pay from Leeds City Council & cashed his pension over 10 years ago when he left my mother.
  • xylophone
    xylophone Posts: 45,749 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 18 October 2018 at 9:33PM
    As fare as I am aware he has got no pension. He took a early severance pay from Leeds City Council & cashed his pension over 10 years ago when he left my mother.
    He had various pensions I think because he cashed them early. He did work for Leeds City council & was part of the early severance scheme which paid him some money & enabled him to stay in Italy longer.

    https://www.lgpsmember.org/tol/thinking-leaving-when.php

    Are you saying that he transferred his pension out of LGPS into a drawdown scheme and has drawn it all down?

    And he did the same with all his other pensions?

    Are you sure of this?

    How could he have accessed his pensions when he was under 50?
  • bflare
    bflare Posts: 464 Forumite
    Part of the Furniture 100 Posts
    xylophone wrote: »
    https://www.lgpsmember.org/tol/thinking-leaving-when.php

    Are you saying that he transferred his pension out of LGPS into a drawdown scheme and has drawn it all down?

    And he did the same with all his other pensions?

    Are you sure of this?

    How could he have accessed his pensions when he was under 50?


    I honestly have very little knowledge of his finances. It is something I have never asked him about. It was after the age of 50 that he accessed at least one pension. He was probably 51 at the time.
  • xylophone
    xylophone Posts: 45,749 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I honestly have very little knowledge of his finances.

    Any application for means tested benefits will require a full and accurate statement of his income and capital so you/he will need to be prepared for this.

    And for future planning he should apply for a new state pension statement.
  • bflare
    bflare Posts: 464 Forumite
    Part of the Furniture 100 Posts
    xylophone wrote: »
    Any application for means tested benefits will require a full and accurate statement of his income and capital so you/he will need to be prepared for this.

    And for future planning he should apply for a new state pension statement.


    He is unable to work so he would be looking at ESA which isn't means tested & to be honest Universal credit will replace this by the time he has arrived back. The first thing that I am planning on doing is getting him to see a doctor than a specialist for his mobility issues. It appears that he will have to attend work capability assessment after filing in a claim,



    https://www.gov.uk/government/publications/universal-credit-if-you-have-a-disability-or-health-condition-quick-guide/universal-credit-if-you-have-a-disability-or-health-condition
  • VintageHistorian
    VintageHistorian Posts: 1,035 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    edited 18 October 2018 at 10:45PM
    I think this could get very messy for you very quickly. It sounds as if he's blown through his savings in record time (I'm sure the operation didn't help, but that can't have accounted for all of them) and is now hoping to return to the UK for help.

    Unfortunately for him he may not be able to get any help. In which case, what does he do next? And what do you do next? Are you able to financially support him for more than three months? Obviously you can cover rent and bills on your own, but you've then got all the extra costs of a person who sounds like they'll be home all day. That's a lot of extra heating and electricity, not to mention food.

    It sounds like you can't be evicted immediately by your new landlord, but that doesn't mean they'll want to renew your tenancy in a year's time. You'll then need to find a new place with your Dad in tow. That could create all kinds of difficulties, especially if your Dad insists on going on viewings and then refuses to move because he doesn't like anything that's within your budget. Let alone trying to get an agent to accept the pair of you when only one of you is working.

    I know it must be stressful so I'm sorry if this all sounds like I'm piling bad news on top of you. But I have to wonder how much of this is your idea, and how much of it is his? You haven't even discussed his finances with him, you have no idea if he'll be returning with £100 in his pocket, or £100k. The former means he'll be dependent on you for a long time, the latter means he can at least look at rent somewhere on his own once he's settled back in. He may find he's on the council waiting list for years. He's a single man with a family member who can house him, he won't be a priority. Housing that's adapted for medical conditions, and housing for the elderly, is especially scarce on council books. They'll be prioritising people who have lived in your area for years, not someone who's come back after being abroad for a number of years.

    I think you need to have a, potentially very difficult, conversation with your Dad, and ask him for some facts and figures. What kind of income will he still be getting? Is he aware that he may have to wait a long time for benefits, and if so what will he live on in the meantime? Is he aware that he won't get a council house instantly, and what will he do in six months when he's nowhere near getting housing? Does he plan to live with you for however long it takes? Are you prepared to live with him, potentially for years?

    Edited: Just went and read your thread in the benefits forum. I can see how he'll be very anxious, but that doesn't mean you two can avoid a serious talk about all financial aspects. Only then can you make a decision about the best way to move forward. It's a shame that he's suffered such a rapid drop in health. However moving country needs a lot of research and dedication, and for things to be done properly. It sounds a bit like he left for Italy with only a vague plan for what he was going to do once out there, and now he wants to leave Italy with only a vague plan of what to do when he arrives back in the UK.
    "You won't bloom until you're planted" - Graffiti spotted in Newcastle.

    Always try to be nice, but never fail to be kind - Doctor Who

    Total mortgage overpayments 2017 - 2024 - £8945.62!
  • NeilCr
    NeilCr Posts: 4,430 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    bflare wrote: »
    He is unable to work so he would be looking at ESA which isn't means tested & to be honest Universal credit will replace this by the time he has arrived back. The first thing that I am planning on doing is getting him to see a doctor than a specialist for his mobility issues. It appears that he will have to attend work capability assessment after filing in a claim,



    https://www.gov.uk/government/publications/universal-credit-if-you-have-a-disability-or-health-condition-quick-guide/universal-credit-if-you-have-a-disability-or-health-condition

    ESA is means tested unless you have paid enough NI conts in the relevant years. As your dad has been in Italy for the last four years and living off his savings this sounds unlikely

    https://www.citizensadvice.org.uk/benefits/sick-or-disabled-people-and-carers/employment-and-support-allowance/before-you-apply-for-esa/eligiblility-for-esa/

    UC is means tested too.

    You and your dad really need to get your heads round what his income and capital actually are. There was a lot of good advice on your thread in the benefits forum.
  • bflare
    bflare Posts: 464 Forumite
    Part of the Furniture 100 Posts
    NeilCr wrote: »
    ESA is means tested unless you have paid enough NI conts in the relevant years. As your dad has been in Italy for the last four years and living off his savings this sounds unlikely

    https://www.citizensadvice.org.uk/benefits/sick-or-disabled-people-and-carers/employment-and-support-allowance/before-you-apply-for-esa/eligiblility-for-esa/

    UC is means tested too.

    You and your dad really need to get your heads round what his income and capital actually are. There was a lot of good advice on your thread in the benefits forum.

    I've asked him what I can and all I know for definate is that he will have a around 3k when he comes back and that is it. No pensions or any other income. I'm starting to panic now.
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