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TSB complaint. Compensation offered.

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Comments

  • I made a complaint on day 3 of the meltdown because I was unable to pay a bill of £1200 from my account. I ended up borrowing the money from my brother to pay the bill. I was able to get back onto my account on day 6 by getting up at 05:30 and getting onto my account on the 5 or 6th attempt about 0615.

    I had a holding reply about 5 weeks later and then heard nothing till 7th of November when I received a phone call to confirm the details of my complaint. Not happy because of length of time of complaint and the person I spoke to said he would make a decision based on our conversation. When I asked how long that would take he said 3 weeks. That was my breaking point. I then got rather loud but never lost my temper saying how unacceptable it was.

    My next contact was another phone call, this time a lady who wanted to ask some more questions. I pointed out that the last person had said 3 weeks and it was now December 4th so 1 day short of 4 weeks. To cut a long story short I said that if this was not sorted within a week or they sent me a deadlock letter so I could go to the regulator I would go into a branch and basically loose it.

    2 days later I had £250 plus £50

    In submitting the complaint and 2 phone calls it was around 75 minutes of my time. I had no additional costs.

    All I was only looking for was an apology and about £30 so I gave £250 to charity.
  • No_6
    No_6 Posts: 835 Forumite
    Part of the Furniture Combo Breaker
    well done BofB
  • molerat
    molerat Posts: 35,367 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    molerat wrote: »
    £25 just appeared in my account, marked as FP but no reference. I assume this is compensation for my complaint which was very minor.
    Another holding letter received today so what was the random £25 for ?
  • EachPenny
    EachPenny Posts: 12,239 Forumite
    10,000 Posts Combo Breaker
    molerat wrote: »
    Another holding letter received today so what was the random £25 for ?
    Your Christmas bonus courtesy of the TSB complaints team? :rudolf:
    "In the future, everyone will be rich for 15 minutes"
  • molerat
    molerat Posts: 35,367 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    molerat wrote: »
    Another holding letter received today so what was the random £25 for ?
    Final resolution letter received today. They do not uphold the complaint but the £25 was for the time taken to come to that decision. No point in taking it any further as the £25 is way more than any financial loss, the complaint was more over procedure which is no longer relevant anyway.
  • Elvie100
    Elvie100 Posts: 114 Forumite
    Tenth Anniversary 100 Posts Name Dropper
    After making a complaint in June and several holding letters later, I have now been given a sum of money to rectify the missing amount, plus compensation. They sent me a text and a letter is on they way.
    Was MFW#60 - mortgage paid off December 2021
  • jjmmww1
    jjmmww1 Posts: 137 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    After putting a complaint in June 2018 heard back Friday about it finally being resolved and would hear back in a few weeks about compensation. Wonder what i'll get looks like they spin the wheel and you get what it lands on
    Mortgage 165,065/183,000

    Credit card cleared Oct 2024
  • beefturnmail
    beefturnmail Posts: 930 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    edited 14 January 2019 at 12:50PM
    Just tried to use TSB internet banking. It's still painfully slow and flaky (slow, constant timeouts, requests not working properly - I can only make internal transfers, so can't get my compensation payment out!). How can anyone actually use this as an actual day-to-day current account (I'm just operating the accounts as savings accounts to get the 5% interest)? Is anyone still doing so?!

    Also - when my wife logged in to her accounts after me to do the same, it 'remembered' the amounts I had just transferred in the autofill - a potential security/privacy issue?
  • pramsay13
    pramsay13 Posts: 2,188 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Also - when my wife logged in to her accounts after me to do the same, it 'remembered' the amounts I had just transferred in the autofill - a potential security/privacy issue?

    The issue is that you will have asked / allowed your browser to autofill but no real security issue as no-one else would be able to get to that stage unless you have stored passwords on shared computer etc.
  • Also - when my wife logged in to her accounts after me to do the same, it 'remembered' the amounts I had just transferred in the autofill - a potential security/privacy issue?

    Don't use the same browser or profile as each other
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