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Hazelnutty's New Start

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  • South_coast
    South_coast Posts: 5,939 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Great work 😀
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Hazelnutty
    Hazelnutty Posts: 745 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    @Sistergold Thanks for stopping by! It's always lovely to have visitors :heart:
    Choose kind:)
  • Hazelnutty
    Hazelnutty Posts: 745 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    @South_coast Thank you for checking in! I definitely got into an 'oh sod it' frame of mind during the main part of the lockdown. The food budget went through the roof, partly as we were all at home all the time and partly it was the only outlet really and treats became necessities! So it's been a conscious decision to try to get back into good financial habits (admittedly with the odd slip :flushed:)
    Choose kind:)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I didn't budget for food at all during the lockdown - if it was there, I bought it.  I know I paid double per kilo for flour at one time - but as it was, I nearly ran out of gluten free pasta one time (no way I'm making my own pasta!).  Sometimes a budget doesn't serve us, and thats what its really about :)
    2023: the year I get to buy a car
  • Hazelnutty
    Hazelnutty Posts: 745 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    You're absolutely right, Karma. Budgeting didn't make any sense in that context and trying to stick to it would only have added stress to an already stressful situation. 
    Choose kind:)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You sound really happy to have done that :):):) lovely stuff.
    2023: the year I get to buy a car
  • South_coast
    South_coast Posts: 5,939 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Prolific is really quiet at the moment, it goes through fits and starts so don't get disheartened. Well done on the swimming, there are loads of people swimming in the sea when I go for a walk in the mornings and not one in a wetsuit 😮😮😮! Definitely braver than me!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
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