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Oofy omtimistic Octobers NSD challange.

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  • Forgot to pop in last week to say Wednesday (17th) and Sunday ( 21st) were NSDs, bringing my current total to 5/10. I hope it's ok but I have been only counting days when nothing leaves my account or purse but I wonder if I could allow diesel spends. It is a necessity due to the rural location and a couple of times no money has been spent during the day but I've ended up having to top up the diesel to collect children/ get to and fro for work.

    An allowed spend as essential?
  • NSD 17 today x
  • NSD #15 today
  • Today has been a spend day. £12.95 for afternoon tea but took some cake home with me that the boy can have.

    I need to nip to shops later after taking the boy to new extra curricular activity. I'm picking up some things for work friends.

    So I'm still on 9/15 NSDs. I've no other planned outings for the rest of the week.
    Chandelier.
    Current Debt Repaid:
    £104/£619.

    Check out my Diary
    :D
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Today was no 20.

    This being skint is dire.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou wrote: »
    Today was no 20.

    This being skint is dire.

    I am skint too :rotfl: good for the NSD's I guess

    Today is not one - appointment with my sports injury guy after work :)
  • Today shall be a NSD, bringing my total to 10/15 NSDs.

    I am at work and have no planned spends.

    I picked up a couple of extra bits and bobs from supermarket last night, some things were needed, some were wants. The damage wasn't too bad though, only £9.63 spent.

    All online banking has been updated- no further repayments to credit cards as yet. I am leaving it until the end of the month where I can review what money I have left over and decide what to do.
    Chandelier.
    Current Debt Repaid:
    £104/£619.

    Check out my Diary
    :D
  • NSD yesterday (23rd) bringing the total to 6/10.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • NSD day 9. I was hoping for 10 today but I had to buy black tea, sugar, milk and biscuits for my builder as I don't use any of those things. Ah well.

    Hope you all had NSDs or LSDs at least :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    NSD no 21 today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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