📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

New plan...time to see some movement!

Options
17071737576156

Comments

  • jwil
    jwil Posts: 21,959 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    7 parcels posted today for DH :T

    Little jwil has an inset day today so I've got the day off. Little miss is in nursery (thankfully :rotfl: she was in a foul mood this morning!) so I'm going to try and crack on with some stuff.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,959 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    A bit more done over the weekend
      [STRIKE]
    • SW meal plan[/STRIKE]
      [STRIKE]
    • Shopping list[/STRIKE]
    • Sort DVDs
      [STRIKE]
    • Prep eBay stuff
      [/STRIKE]
    • List eBay stuff
      [STRIKE]
    • DH's listings
      [/STRIKE][STRIKE]
    • Hoover through
      [/STRIKE]
    • Clean kitchen
      [STRIKE]
    • Clean bathroom
      [/STRIKE]
    • Prep RM survey stuff
    • Sort little jwil's Birthday gifts
      [STRIKE]
    • Washing washed
      [/STRIKE][STRIKE]
    • Washing dried
      [/STRIKE][STRIKE]
    • Washing put away[/STRIKE]
      [STRIKE][STRIKE]
    • Surveys[/STRIKE]
      [/STRIKE][STRIKE]
    • Check banks[/STRIKE]
    • Pay boiler service bill
      [STRIKE]
    • Reconfirm childcare
      [/STRIKE][STRIKE]
    • Get holiday details
      [/STRIKE]
    • List of what to take
    • Pay gas and electric bills
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,959 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've been upstairs, sorted through all my drawers of bits and pieces. I've still kept a load of stuff I don't really know what to do with. I'll revisit them again at some point. There's stuff up there I've no idea what it is or where it's come from :eek: Got rid of a load of rubbish and sorted out the recycling.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,959 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Declutter update:

    Decluttering 2019:

    182-183. CDs
    184. Dinosaur
    185. R/C controller
    186. Seashells of the world
    187-188. Chargers
    189. Pen
    190-191. Plastic boxes
    192. Playset
    193. CD case
    194. 22 x packets of crisps donated
    195. Bag
    196-202. CDs
    203. CD sleeves
    204. Tablets
    205. Cough sweets
    206. Batteries
    207. Baby chair
    208. Side table
    209. Wagon
    210. Ride on toy




    Decluttering 2019 totals:
    Books: 31
    Magazines/papers: 2
    Ebay parcels: 121
    Other: 210

    Total: 364


    Ebay listings: 135

    Survey/other earnings:
    Amazon: £15
    Paypal/cash: £26.58
    Other vouchers:£19
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,959 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 25 February 2019 at 12:53PM
    I'll do this now as nothing's going to change before Thursday!

    2019 aims and totals:

    Totals:
    Debts at LBM - £34,557 ---- Jan 2019 - £21,040
    Mortgage (2018) - £119,124 ---- Jan 2019 - £117,196
    Car (2018) - £3,500 ---- Jan 2019 - £2,200
    House repair fund required (2018) - £7,500 ---- Jan 2019 - £6,282


    2019 payments.

    Debts - [STRIKE]£21,040[/STRIKE]/ £21,030 - 0.05% cleared (£10 paid off)
    Mortgage - [STRIKE]£117,196[/STRIKE]/ £116,420 - 0.66% cleared (£776 paid off)
    Car - [STRIKE]£2,200[/STRIKE]/ £2,100 - 4.56% cleared (£100 paid off)

    Emergency Fund - £18.79/ £1,000 - 1.88% reached
    House repair fund - £1050/ £6,282 - 16.71% reached

    Weight - Lose 28 lbs - 5/28

    Mortgage overpayments - £24.00
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Looks like you are on a roll there...well done.:T When you put everything down like that, it loos so much better than just mentioning things one at a time. Think this lovely weather is going to inspire us all to get rid of more and pay more etc.:)
    DMP 2015 £57,549, now £36,112 (37% paid)
    EF £200 Mortgage OP's this year £115

    There's a Great Big Beautiful Tomorrow, Shining at the End of Every Day!

  • jwil
    jwil Posts: 21,959 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Looks like you are on a roll there...well done.:T When you put everything down like that, it loos so much better than just mentioning things one at a time. Think this lovely weather is going to inspire us all to get rid of more and pay more etc.:)

    Thank you. Yes the sun definitely highlights everything doesn't it! I love it, hope it stays :)

    We scribble down on a piece of paper when we've got rid of something then every now and again I update it on here. It's really motivating seeing the stuff going and getting the end of year total.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Wow you have been busy. Lots of selling decluttering and sucesses. Keep it up
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • I really admire your persistence with the ebaying and carbooting when you both work and have two young children to look after :T. I don't know how you find the time for it all :T.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil
    jwil Posts: 21,959 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Wow you have been busy. Lots of selling decluttering and sucesses. Keep it up

    Thank you :)
    I really admire your persistence with the ebaying and carbooting when you both work and have two young children to look after :T. I don't know how you find the time for it all :T.

    Thank you :) nor do I :rotfl:
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.