We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
New plan...time to see some movement!
Options
Comments
-
7 parcels posted today for DH :T
Little jwil has an inset day today so I've got the day off. Little miss is in nursery (thankfully :rotfl: she was in a foul mood this morning!) so I'm going to try and crack on with some stuff."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
A bit more done over the weekend
-
[STRIKE]
- SW meal plan[/STRIKE]
[STRIKE] - Shopping list[/STRIKE]
- Sort DVDs
[STRIKE] - Prep eBay stuff
[/STRIKE] - List eBay stuff
[STRIKE] - DH's listings
[/STRIKE][STRIKE] - Hoover through
[/STRIKE] - Clean kitchen
[STRIKE] - Clean bathroom
[/STRIKE] - Prep RM survey stuff
- Sort little jwil's Birthday gifts
[STRIKE] - Washing washed
[/STRIKE][STRIKE] - Washing dried
[/STRIKE][STRIKE] - Washing put away[/STRIKE]
[STRIKE][STRIKE] - Surveys[/STRIKE]
[/STRIKE][STRIKE] - Check banks[/STRIKE]
- Pay boiler service bill
[STRIKE] - Reconfirm childcare
[/STRIKE][STRIKE] - Get holiday details
[/STRIKE] - List of what to take
- Pay gas and electric bills
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 - SW meal plan[/STRIKE]
-
I've been upstairs, sorted through all my drawers of bits and pieces. I've still kept a load of stuff I don't really know what to do with. I'll revisit them again at some point. There's stuff up there I've no idea what it is or where it's come from :eek: Got rid of a load of rubbish and sorted out the recycling."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
-
Declutter update:
Decluttering 2019:
182-183. CDs
184. Dinosaur
185. R/C controller
186. Seashells of the world
187-188. Chargers
189. Pen
190-191. Plastic boxes
192. Playset
193. CD case
194. 22 x packets of crisps donated
195. Bag
196-202. CDs
203. CD sleeves
204. Tablets
205. Cough sweets
206. Batteries
207. Baby chair
208. Side table
209. Wagon
210. Ride on toy
Decluttering 2019 totals:
Books: 31
Magazines/papers: 2
Ebay parcels: 121
Other: 210
Total: 364
Ebay listings: 135
Survey/other earnings:
Amazon: £15
Paypal/cash: £26.58
Other vouchers:£19"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
I'll do this now as nothing's going to change before Thursday!
2019 aims and totals:
Totals:
Debts at LBM - £34,557 ---- Jan 2019 - £21,040
Mortgage (2018) - £119,124 ---- Jan 2019 - £117,196
Car (2018) - £3,500 ---- Jan 2019 - £2,200
House repair fund required (2018) - £7,500 ---- Jan 2019 - £6,282
2019 payments.
Debts - [STRIKE]£21,040[/STRIKE]/ £21,030 - 0.05% cleared (£10 paid off)
Mortgage - [STRIKE]£117,196[/STRIKE]/ £116,420 - 0.66% cleared (£776 paid off)
Car - [STRIKE]£2,200[/STRIKE]/ £2,100 - 4.56% cleared (£100 paid off)
Emergency Fund - £18.79/ £1,000 - 1.88% reached
House repair fund - £1050/ £6,282 - 16.71% reached
Weight - Lose 28 lbs - 5/28
Mortgage overpayments - £24.00"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Looks like you are on a roll there...well done.:T When you put everything down like that, it loos so much better than just mentioning things one at a time. Think this lovely weather is going to inspire us all to get rid of more and pay more etc.:)DMP 2015 £57,549, now £36,112 (37% paid)
EF £200 Mortgage OP's this year £115
There's a Great Big Beautiful Tomorrow, Shining at the End of Every Day!0 -
Lifeisforliving19 wrote: »Looks like you are on a roll there...well done.:T When you put everything down like that, it loos so much better than just mentioning things one at a time. Think this lovely weather is going to inspire us all to get rid of more and pay more etc.:)
Thank you. Yes the sun definitely highlights everything doesn't it! I love it, hope it stays
We scribble down on a piece of paper when we've got rid of something then every now and again I update it on here. It's really motivating seeing the stuff going and getting the end of year total."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Wow you have been busy. Lots of selling decluttering and sucesses. Keep it upJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...0 -
I really admire your persistence with the ebaying and carbooting when you both work and have two young children to look after :T. I don't know how you find the time for it all :T.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
NeverendingDMP wrote: »Wow you have been busy. Lots of selling decluttering and sucesses. Keep it up
Thank youHairyHandofDartmoor wrote: »I really admire your persistence with the ebaying and carbooting when you both work and have two young children to look after :T. I don't know how you find the time for it all :T.
Thank younor do I :rotfl:
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.1K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards