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New plan...time to see some movement!
Comments
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Wow Jwil that's amazing. Well done :T:TLBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
That is amazing!
Hope you have a lovely day & Happy new year
All the best for 2019
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
AdventureWanted wrote: »Wow Jwil that's amazing. Well done :T:TWannabeFree wrote: »That is amazing!
Hope you have a lovely day & Happy new year
All the best for 2019
x
Thank you guys
I might not have done much in the way of debtbusting, but I can really see a difference in the house, so I'm happy
Have a great new year both of you "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Dentist done and nothing required thankfully. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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_party_ Wishing everyone a Happy New Year, and lots of health and happiness in 2019. _party_
Thinking of everyone who will not be with us this new year, and I will raise a toast to my friend who died earlier this year. I will also be thinking of my lovely friends on here who have lost loved ones, some very recently. :heart2:
Have a partying or peaceful evening as you prefer, and I expect I shall be asleep long before midnight!
See you next year
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
What a storming end to the year!
Forget the debt - you've cut it right down and I'm glad they aren't getting all your money any more. We are waiting for them to get bored and don't you forget it. I feel like you've done so well on debt this year. You've totally turned it around so that you're managing your money so much better and getting rid of those huge debts was triumphant. Plus now you're going into reasonable nursery cost territory. There is no rush to get these debts paid off. Don't forget.
Amazing decluttering jwil. Amazing. Make sure you and OH toast to that. 3.5k things you won't have to deal with again. Amazing.
Keep doing what you're doing. You're doing it so well! XxxLoan 1 £5200/£8000
Loan 2 £300/£5800
Total £5500/£138000 -
What a storming end to the year!
Forget the debt - you've cut it right down and I'm glad they aren't getting all your money any more. We are waiting for them to get bored and don't you forget it. I feel like you've done so well on debt this year. You've totally turned it around so that you're managing your money so much better and getting rid of those huge debts was triumphant. Plus now you're going into reasonable nursery cost territory. There is no rush to get these debts paid off. Don't forget.
Amazing decluttering jwil. Amazing. Make sure you and OH toast to that. 3.5k things you won't have to deal with again. Amazing.
Keep doing what you're doing. You're doing it so well! Xxx
Thank you lovely
I've decided I'm going to offer £500.
There's no way they'll accept it, but I can manage it if by some miracle they do. If not, they can carry on with their £1."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
3361!!!! That’s AWESOME!! Well done. You’re an inspiration jwil
Have a great New Year x0 -
You are not just organised but such an inspiration, thank you
Happy new year to you and here is a pair of steel toe capped boots for kicking the !!!!!! out of your debt
HxEmergency fund £10,000
Several categories with savings in
Cars, house maintenance, birthdays
Etc I have about 10 categories
Really happy to be debt free after being a compulsive spender0 -
Glad the dentist went well
Have a lovely day
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0
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