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New plan...time to see some movement!

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  • AdventureWanted
    AdventureWanted Posts: 1,474 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Wow Jwil that's amazing. Well done :T:T
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    That is amazing!

    Hope you have a lovely day & Happy new year

    All the best for 2019

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • jwil
    jwil Posts: 21,895 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    AdventureWanted wrote: »
    Wow Jwil that's amazing. Well done :T:T
    WannabeFree wrote: »
    That is amazing!

    Hope you have a lovely day & Happy new year

    All the best for 2019

    x

    Thank you guys :)

    I might not have done much in the way of debtbusting, but I can really see a difference in the house, so I'm happy :)

    Have a great new year both of you :)
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 21,895 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Dentist done and nothing required thankfully. :)
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 21,895 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    _party_ Wishing everyone a Happy New Year, and lots of health and happiness in 2019. _party_

    Thinking of everyone who will not be with us this new year, and I will raise a toast to my friend who died earlier this year. I will also be thinking of my lovely friends on here who have lost loved ones, some very recently. :heart2:

    Have a partying or peaceful evening as you prefer, and I expect I shall be asleep long before midnight!

    See you next year :D
    "If you can dream it, you can do it". Walt Disney
  • Kitten868
    Kitten868 Posts: 1,785 Forumite
    Sixth Anniversary 1,000 Posts
    What a storming end to the year!

    Forget the debt - you've cut it right down and I'm glad they aren't getting all your money any more. We are waiting for them to get bored and don't you forget it. I feel like you've done so well on debt this year. You've totally turned it around so that you're managing your money so much better and getting rid of those huge debts was triumphant. Plus now you're going into reasonable nursery cost territory. There is no rush to get these debts paid off. Don't forget.

    Amazing decluttering jwil. Amazing. Make sure you and OH toast to that. 3.5k things you won't have to deal with again. Amazing.

    Keep doing what you're doing. You're doing it so well! Xxx
    Loan 1 £5200/£8000
    Loan 2 £300/£5800
    Total £5500/£13800
  • jwil
    jwil Posts: 21,895 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Kitten868 wrote: »
    What a storming end to the year!

    Forget the debt - you've cut it right down and I'm glad they aren't getting all your money any more. We are waiting for them to get bored and don't you forget it. I feel like you've done so well on debt this year. You've totally turned it around so that you're managing your money so much better and getting rid of those huge debts was triumphant. Plus now you're going into reasonable nursery cost territory. There is no rush to get these debts paid off. Don't forget.

    Amazing decluttering jwil. Amazing. Make sure you and OH toast to that. 3.5k things you won't have to deal with again. Amazing.

    Keep doing what you're doing. You're doing it so well! Xxx

    Thank you lovely :)

    I've decided I'm going to offer £500.

    There's no way they'll accept it, but I can manage it if by some miracle they do. If not, they can carry on with their £1.
    "If you can dream it, you can do it". Walt Disney
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    3361!!!! That’s AWESOME!! Well done. You’re an inspiration jwil

    Have a great New Year x
  • Aaleigha
    Aaleigha Posts: 615 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    You are not just organised but such an inspiration, thank you


    Happy new year to you and here is a pair of steel toe capped boots for kicking the !!!!!! out of your debt
    Hx
    Emergency fund £10,000
    Several categories with savings in
    Cars, house maintenance, birthdays
    Etc I have about 10 categories

    Really happy to be debt free after being a compulsive spender
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Glad the dentist went well

    Have a lovely day

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
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