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New plan...time to see some movement!

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  • I hope little Jwil feels better tomorrow so he doesn't miss his party and that Little Miss enjoyed her birthday.

    Good to see more clutter leaving the house :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil
    jwil Posts: 21,932 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I hope little Jwil feels better tomorrow so he doesn't miss his party and that Little Miss enjoyed her birthday.

    Good to see more clutter leaving the house :).

    Thank you, he bounced out of bed this morning so seems back to normal :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,932 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Little jwil enjoyed his party.

    They are off to see Father Christmas this morning, they are both looking forward to that.

    I've sold another item, and DH has quite a bit going as well.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,932 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    DH has finally cleared his stack of stuff from the front room! :T :T There is a bit more tidying needed, and it's tucked away behind the sofa but it's way more hidden, and it pretty much looks like a normal room :j :j

    That is a huge achievement :D

    DH had a lot of sales this weekend, and I sold a couple of bits that have been on for ages, so pleased with that :T

    I have also paid my final huge nursery bill, and that should halve from next month, so I need to do a new SOA to see how things look. It will make everything so much easier :T Maybe I'll actually start making some progress.

    I need to look at my targets for next year, I will probably be focussing on the house stuff first to try and get that out of the way.

    We went mattress testing yesterday. We think we know the sort we want now, so will try and look for offers. DH has suggested we replace the bed for a king-size one though, so we will have to consider that and whether we've got enough space.

    The kids enjoyed their trip to see Father Christmas and got given books which was nice rather than the tat you see sometimes.

    We put our lights up yesterday, the kids loved them. We haven't done the tree yet, so will try and do that this week once I've finished tidying the front room.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    All sounding great..well done jwil. Those totals are awesome too. Onwards and upwards!
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    jwil wrote: »
    End of month update:

    Debt: [STRIKE]£34,557[/STRIKE]/£21,045 = £13,517 or 39.12% cleared.

    Car: [STRIKE]£3,500[/STRIKE]/£2,200 = £1,300 or 37.1% cleared.

    Mortgage: [STRIKE]£119,124[/STRIKE]/£117,572 = £1552 or 1.30% cleared.

    Emergency/F&F fund: £0/£1,000 = 0% achieved.

    House savings fund: £1218/£7,500 = 16.24% achieved.

    This is AMAZING :T
  • Yay to mattress shopping. Things will seem so much better after a good night’s sleep. Have you worked out what price is acceptable?
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Your totals are coming down and great news about the upcoming reduction in nursery fees :). Good luck with the mattress hunt.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil
    jwil Posts: 21,932 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    All sounding great..well done jwil. Those totals are awesome too. Onwards and upwards!
    This is AMAZING :T

    Thanks Brizzle :) Hopefully it will be moving more next year!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,932 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yay to mattress shopping. Things will seem so much better after a good night’s sleep. Have you worked out what price is acceptable?

    I think we will go to a max of around £600 but obviously that's likely to be more if we get a bed as well. I can't wait to sink into a bed again rather than perching on the top of it!
    Your totals are coming down and great news about the upcoming reduction in nursery fees :). Good luck with the mattress hunt.

    Thank you. I am inordinately excited about the nursery fees, it will be the first time in over 5 years I'll see some of my wages!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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