📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

New plan...time to see some movement!

Options
1121122124126127156

Comments

  • BalanceBy50
    BalanceBy50 Posts: 486 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    Hi jwil you are doing so well with your weight loss so don't get too disheartened. Which books did you borrow? We need a trip to the library to sign up for the reading challenge and like you I get inspiration by reAding about other people's journeys!

    Enjoy your time off xx
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Hope you have a lovely week off and try not think about work too much,

    And well done on the weight loss. Fab progress :j

    Lots of love

    Brizzle x
  • doingitanyway
    doingitanyway Posts: 9,965 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Jealous of your weight loss and motivation :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    just popping in to say hello - came back mid July after being awol about a year!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi jwil you are doing so well with your weight loss so don't get too disheartened. Which books did you borrow? We need a trip to the library to sign up for the reading challenge and like you I get inspiration by reAding about other people's journeys!

    Enjoy your time off xx

    Thank you :)

    I'm reading a book called 'constant craving' at the moment, not far into it, but they classify cravings into different categories. The description for mood eating was me down to a tee! There's a whole section in the library, so I just get whichever ones tickle my fancy. Most of them are diet plans, so whilst I won't follow the plan, I pick up on the enthusiasm!
    Hope you have a lovely week off and try not think about work too much,

    And well done on the weight loss. Fab progress :j

    Lots of love

    Brizzle x

    Thank you Brizzle :)
    Jealous of your weight loss and motivation :)

    Thank you :) If my motivation was higher, I think my weightloss would be much better :rotfl:
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    just popping in to say hello - came back mid July after being awol about a year!

    :wave: Lovely to 'see' you again! Have you resurrected your diary? Must have a hunt :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm off now for a week :T Really looking forward to the break.

    I've decided I'm not doing a to do list, just going to chill out, spend some time with the kids, and do whatever takes my fancy.

    Little miss is in nursery today, so we walked over this morning (the kids scooted) and little jwil wants to chill out with Netflix today. He's been tired out so happy with that as it means I can chill out too!

    Little miss will be home tomorrow and they've asked to go to the beach. It's due to be really hot tomorrow, so i think we'll go early and then try and get in the shade somewhere before it gets to the hottest part of the day.

    I'm so glad I'm out of the office, the aircon isn't working and being stuck in a stuffy meeting room for 4 hours yesterday was painful! Everyone was drenched.

    I sorted out 4 bags of stuff that has been hanging around for months the other day. Got a few bits to ebay and lots more to car boot/bin.

    I need to sort through the kids clothes and get rid of some. Why does this seem to be a constant job! I need to figure out what I need to replace for little jwil's school uniform and what will do for a bit longer.

    He got an amazing report, I was so proud :) He's above his expectations for reading and maths :T . He's got the same teacher next year and I'm really pleased about that as she's done wonders with him this year. He's also got my first year primary school teacher as his TA :heart: She is lovely too, and it's a small world!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It's lovely when the kids are doing well. They and we always produce too much stuff - decluttering is constant!! Enjoy some of the sun while it's here. Thanks for popping over to my diary too.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It's lovely when the kids are doing well. They and we always produce too much stuff - decluttering is constant!! Enjoy some of the sun while it's here. Thanks for popping over to my diary too.

    I know, it's crazy. I think I've done their clothes and then all of a sudden they need doing again!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hey everyone :)

    We had a lovely day yesterday, went down to Exmouth on the train with the kids and met up with my bestie and her son. The kids had a whale of a time playing on the beach and loved the train rides too.

    At SW last night I lost 3lb and got slimmer of the week :T :T I also found out this morning I've been nominated for woman of the year inmy group which is a huge surprise! I'm 1lb away from 2st loss now and 5lb away from my club 10 award as well. It would be nice to get them both before I go to Orkney.

    Been shopping this morning and chilling for the rest of the day now. I got sunburnt on my legs yesterday when I rolled up my trousers and forgot to put suncream on! That was hurting last night, and combined with the heat, meant I had a really rubbish night's sleep so am shattered.

    I'm glad it's not so hot today, it's funny to think I'm craving feeling a bit chilled :rotfl:
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.