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New plan...time to see some movement!
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Do you have any family/friends who have a newborn or young baby? When my nephew gave up his dummy my sister got him to give it to their friends baby (they obviously binned it and didn't use it!), so that it was his choice to give it to a baby who needed it more.
Hope you have a good day.xLBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
My two left theirs for Santa. Also a park near us has a tree festooned with them.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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AdventureWanted wrote: »Do you have any family/friends who have a newborn or young baby? When my nephew gave up his dummy my sister got him to give it to their friends baby (they obviously binned it and didn't use it!), so that it was his choice to give it to a baby who needed it more.
Hope you have a good day.x
No I don't but that's a good idea though. I've said the dummy fairy gives them to babies who don't have one though.in_need_of_direction wrote: »My two left theirs for Santa. Also a park near us has a tree festooned with them.
That's a good idea, I'd like it gone before Christmas though. Maybe if I'm too chicken"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
I've sold an item and cashed out on PA as well.
Trying to sort out holiday clubs now. I think I've got a plan now, have booked some, and have some more to book when I get paid.
It will be nice to have a bit of time off over the summer though!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Well done on the item sold.
Planning out the holiday clubs and paying for them will see you ahead of the gameIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Good luck with the dummy fairy. When you go for it just make sure you are ready and in the right frame of mind. If that means delaying a day or so because your tired or were up last night dont worry. If you are in a its happening now and im not backing down mood it will ease the pain.
Tell everyone else too so no one gives one by accident as well. I had that and it was not helpful.
Well done on planning the holiday activities. Im very jealous. Last year i promised myself i would have a summer activity fund etc. Ive got 5 weeks till school finishes and a change jar with about a fiver in it. OoopsJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...0 -
doingitanyway wrote: »Well done on the item sold.
Planning out the holiday clubs and paying for them will see you ahead of the game
Thank you, yes it will also give me less stress knowing that it's all organised!NeverendingDMP wrote: »Good luck with the dummy fairy. When you go for it just make sure you are ready and in the right frame of mind. If that means delaying a day or so because your tired or were up last night dont worry. If you are in a its happening now and im not backing down mood it will ease the pain.
Tell everyone else too so no one gives one by accident as well. I had that and it was not helpful.
Well done on planning the holiday activities. Im very jealous. Last year i promised myself i would have a summer activity fund etc. Ive got 5 weeks till school finishes and a change jar with about a fiver in it. Ooops
Thank you, yes, I will definitely have to be strong for it! We read the book last night, and immediately she said she wanted to leave her dummies out. We gathered them all up and put them in an envelope and then half an hour later she wanted them again. I gave in as I wasn't ready yet :rotfl:
This is just childcare for the holidays - we don't have enough holiday to cover them. I'm glad he's trying some of the activity ones though as I won't feel so neglectful. I haven't got anything for us to do activities together yet. We are going to Orkney for a week, I've got to find the money for that too :eek:"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Good luck with weaning her off the dummy. We had to go cold turkey with DS1 when he was a child as he liked drinking out of a bottle in the day time and eventually he got too old so we said he had to use a sip cup instead. He cried and whinged for a whole day but was fine after that and we let him have a bottle at bedtime for a few more years.
I'd love to go to Orkney that will be an amazing holiday.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Sounding good jwil although very cross in your behalf re the CBT course. Do complain. And appeal. You have two young kids to support and guide.
Have a good day and hope the INSETs are nice rather than stressful!
Brizzle x0 -
HairyHandofDartmoor wrote: »Good luck with weaning her off the dummy. We had to go cold turkey with DS1 when he was a child as he liked drinking out of a bottle in the day time and eventually he got too old so we said he had to use a sip cup instead. He cried and whinged for a whole day but was fine after that and we let him have a bottle at bedtime for a few more years.
I'd love to go to Orkney that will be an amazing holiday.
Thank youI'm sure it will be much easier than I expect, just a day or so of upset, but it's hard making that step!
Orkney is lovely. My family live there and we got married therebrizzlegirl wrote: »Sounding good jwil although very cross in your behalf re the CBT course. Do complain. And appeal. You have two young kids to support and guide.
Have a good day and hope the INSETs are nice rather than stressful!
Brizzle x
Thank youThey've sent me through some links for self-help stuff so I'm going to have a look at that. They have also said I can refer again if I get worse, so I guess I'll have to try the self help and then see how I get on once I come off the meds.
Got both kids at home today while I'm working but it will be me and little jwil tomorrow. Weather is looking lovely the next few days :j"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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