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New plan...time to see some movement!
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Declutter update:
Decluttering 2019:
611-618. Scalextric hand throttles
612. Scalextric track piece
613. Glue
614. Wii sensor
615. Mirror
616. Cycle gloves
617. Scissors
618. Candle Holder
619. Baby sock
620. Car charger
621. Padlock
622. Clock
623. Plastic bowl
624. Pen
625. Nasal spray
626. Toy
627. Freeview box
628-629. Map books
630. Strap
631-632. Brackets
633. Boot laces
634-635. Pens
636. Aftershave
637. Glue
638-640. CDs
Decluttering 2019 totals:
Books: 68
Magazines/papers: 93
Ebay parcels: 426
Other: 640
Total: 1227
Ebay listings: 473
Survey/other earnings:
Amazon: £45
Paypal/cash: £79.49
Other vouchers:£42"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
That's rubbish that they cancelled your appointment
. Well done on the decluttering. You're doing really well. LBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
Contact them and ask about an appeal process.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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AdventureWanted wrote: »That's rubbish that they cancelled your appointment. Well done on the decluttering. You're doing really well.
Thank you. It's really annoying.in_need_of_direction wrote: »Contact them and ask about an appeal process.
They sent me a feedback form which I've replied to. It asks for your details so they can contact you back. I'll see if they get in touch and if not, that's a good idea thank you."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
How annoying about the CBT course, it's all about short term solutions due to funding issues.
I hope the big item sold while you were at SW.
Are you having a good weekend?Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
HairyHandofDartmoor wrote: »How annoying about the CBT course, it's all about short term solutions die to funding issues.
I hope the big item sold while you were at SW.
Are you having a good weekend?
Yes, the big item did sell :T :T Very glad to see the back of it
We've had a good weekend thank you, hope you have "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Congrats on the sale.
It's such a shame about the counselling.
Your decluttering is phenomenal If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
We had a lovely day out yesterday, it was nice to see the sun again!
We went to the seaside for a few hours, then popped into a car boot sale, then stopped at a farm shop where there are lots of animals to see and tractors etc to play on. The kids absolutely loved feeding the chickens and it was so funny to see them running down the path with a large crowd of chickens running after them (the other side of the fence) :rotfl:
The sun has gone again today which is a shame, so a quiet day at home. I've tidied the kids room yet again, tidied their toys downstairs yet again, and had a clean through. I am trying to keep on top of things better so it stays cleaner. I've meal planned for SW (gained 1lb last week so need to get on with it!), been shopping, and took the kids over to see an elderly neighbour as it was her birthday.
Packed 4 parcels to go tomorrow and now trying to get some listing done.
Hope everyone's had a good weekend. Little jwil has inset Thurs and Fri so I've got Friday off this week, looking forward to it!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
doingitanyway wrote: »Congrats on the sale.
It's such a shame about the counselling.
Your decluttering is phenomenal
Thank you It would be nice if there wasn't so much to declutter :rotfl: I wouldn't know what to do with myself! "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
The Dummy fairy has been shopping on amazon this morning. I am concerned about how attached little miss is to her dummy so would like to be strong and get rid of it so she can learn some other coping mechanisms when she's feeling sad or cross. She keeps sneaking upstairs for it (she's not allowed it in the day) so I would like to get that sorted.
We've been talking about it for a while so I'm not springing it on her, she knows she can't have the dummy when she's 4 but I don't want to leave it til just before her birthday and ruin that!
I asked her what she wants the dummy fairy to bring and it's a potty and some nappies for her baby. So I've ordered that and a book on giving up the dummy. We'll read the book and then when I'm feeling brave (or she volunteers) we'll go for it!
I'll probably look for a token gift for little jwil as he never had a dummy so the dummy fairy didn't come for him."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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