Virgin money RS - maturity

molerat

granta wrote: »

Mine has already been converted to an Easy Access E-Saver 18 but no interest has been added! Is that normal?

The interest should be in uncleared transactions.

granta wrote: »

At what point should you try to withdraw the money and close the account?

Usually after around 8.30 pm but before midnight.

1882

Once the uncleared amount shows as cleared

Dandytf

My 2018-2019 vm saver worked very well I used as a short term emergency type fund.
Today I learned a few extra pounds could be in wages June or July.
Not yet able to afford additional regular payments per month yet, more of deposits if and when manageable.

With last years ending and reverting to instant access -do I have to call to close this 1st before opening v11 2019.

Thanks , it was this very forum last years virgin money savings were recommended.

YorkshireBoy

Dandytf wrote: »

My 2018-2019 vm saver worked very well I used as a short term emergency type fund.
Today I learned a few extra pounds could be in wages June or July.
Not yet able to afford additional regular payments per month yet, more of deposits if and when manageable.

With last years ending and reverting to instant access -do I have to call to close this 1st before opening v11 2019.

Thanks , it was this very forum last years virgin money savings were recommended.

You seem to misunderstand how these accounts work. Or did work when they were available, spaced 2 months apart. I believe you can still get the store version, but no you didn't have to wait for this one to mature before opening it.

Dandytf

granta wrote: »

Mine has already been converted to an Easy Access E-Saver 18 but no interest has been added! Is that normal?

I have also been transferred to easy access rewards savers 18.

What's the simplest way to revert to reset 11 2019

glider3560

Dandytf wrote: »

I have also been transferred to easy access rewards savers 18.

What's the simplest way to revert to reset 11 2019

You can't revert it. The account matures today and becomes some type of lower interest account.

Dandytf

YorkshireBoy wrote: »

You seem to misunderstand how these accounts work. Or did work when they were available, spaced 2 months apart. I believe you can still get the store version, but no you didn't have to wait for this one to mature before opening it.

Very accurate info thanks!

And RS 11 as it's being called 2019 is only available in store so I have missed online opening if it was available.

Cannot decide tonight if I can Manage one of the Isa's as I'm heading towards 10 years in flat and white goods could soon start to need replaced, hopefully one at a Time.

Maybe instinct access is best in my circumstances.

colsten

My Easy Access E-Saver Reward Issue 18 shows 2.5% AER. I wish......

Today's interest payment has been added to the balance, but is still uncleared for me.

EDIT: all settled at half past nine

glider3560

colsten wrote: »

My Easy Access E-Saver Reward Issue 18 shows 2.5% AER. I wish......

Today's interest payment has been added to the balance, but is still uncleared for me.

Same for me.

This is blocking me from making any withdrawals (need the money to cover a bill tomorrow).

glider3560

glider3560 wrote: »

Same for me.

This is blocking me from making any withdrawals (need the money to cover a bill tomorrow).

Spoke too soon. It's just become cleared.