Best Credit Card for large amounts

WRCGooseF1

Hi,

My Barclaycard credit card 0% runs out in 6 weeks and would like to know which cards are the best to balance transfer £7K.
I have a very good income, self employed and good credit rating but would appreciate help in finding the best for me whilst being the cheapest option also.

Thanks very much

[Deleted User]

You won’t know what credit limit you’ll get on any card until you apply.

Try some eligibility checkers to see what cards you may qualify for.

jimbo26

In my experience MBNA offer high limits.

foxy-stoat

HSBC gave me 5 figures straight off the bat and nearly £10K limit from Lloyds.

JimmyTheWig

MBNA is my highest limit.
But, as !!! says, it's more important to think about what 0% deals you will get accepted for.

WRCGooseF1

Appreciate all your comments so far. I have done a Eligibility calculator and it!!!8217;s come up with plenty of 100% acceptance or nearly 100%. Was simply wondering who may be best to go for given the amount I have a transfer. Thanks.

[Deleted User]

No one can answer that apart from the lender when you proceed with the application

maxximus75

Nationwide gave me a high limit.


All you have to do is have a savings account open with them to be eligible.


Their checker also gives you an indication of credit limit offered to you with a soft check so it won't show as a search on your credit report unless you proceed past the offer page. They also show you the APR offer too!



What I was shown on the offer page for APR and credit limit was exactly what I got on actual application.


Nationwide is the only provider that I am aware of, who gives you this information with a soft search.


I hope this helps?

Nasqueron

maxximus75 wrote: »

Nationwide gave me a high limit.


All you have to do is have a savings account open with them to be eligible.


Their checker also gives you an indication of credit limit offered to you with a soft check so it won't show as a search on your credit report unless you proceed past the offer page. They also show you the APR offer too!



What I was shown on the offer page for APR and credit limit was exactly what I got on actual application.


Nationwide is the only provider that I am aware of, who gives you this information with a soft search.


I hope this helps?

Do the Ts & Cs GUARANTEE that the offer page will be what you get if you apply? If not that is simply correlation, not a fact

Dobbibill

Apply for a card, if the limit isn't high enough, you can do another quick application and spread the debt over 2 cards.

I wouldn't do anymore than 2 though.