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£29,303...Enough is enough!

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Comments

  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I love lamb too. Sounds like you are doing well with the EF and exercise. Hope you make some income from MIL's unwanted stuff. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • WelshKitty85
    WelshKitty85 Posts: 1,439 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    I've not got round to listing any of MILs stuff for sale yet. Feel like I've not stopped recently between working, business, housework etc.

    I've just had my first payslip since increasing my hours & it's substantially more than I budgeted. Between this and a mini rush the business has had on father's Day items, we shouldn't need to touch the savings again this month.

    I had provisionally signed up for some upcoming election work. The money seems good until I calculated it's a 16 hour day with no breaks and works out at less than my usual hourly pay. There's overtime available in my proper job, and I'm ridiculously busy, so I think I'll stick to that instead. If I work a weekend I can claim enhancements too.



  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just as well you crunched the numbers. I think the elections offer good money for a teen but not really later unless you have a lot of stamina and/or do the night one which sometimes finishes early.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • How lovely...enjoy the puppy days!
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • awwww a puppy is worth it, i wouldnt worry too much about blowing the budget on a puppy.  
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Puppy sounds lovely. What sort did you get?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • WelshKitty85
    WelshKitty85 Posts: 1,439 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    edited 24 April 2021 at 8:30AM
    I think I've found the true meaning of 'tired'. Work has been ridiculously busy. I've worked the last 2 weekends - only about 3 hours a day, but it's meant I've not had a full day off for 3 weeks. Add on top a new puppy crying at night. Then on Wednesday, I had to help get an elderly uncle to hospital, and his wife (with dementia) into a care home. I phoned DH to let him know I was on my way home, to be told that DC3 had an accident in the garden. A slab had fallen onto his foot. So it was straight back in the car to take him to hospital. Thankfully his foot isn't broken! So I'm both mentally and physically drained.

    I took Flexi leave yesterday and have vowed not to log into work this weekend. I spent most of yesterday pottering in the garden. It looks so much tidier just for sweeping the patio, pulling some weeds, and rearranging some plant pots. We need to top up the slate, as it's compressed since being laid, and buy some compost for the plant pots, but should be able to get it looking lovely for minimal spend. I've sold DC3s baby slide & swing seat (pending collection) for £5 each.

    I think I've finally cracked getting the pup to settle at night. We'd tried putting him in DDs room so he wasn't alone but that wasn't really working (I think she was secretly getting him up and giving cuddles everyone he made a sound). So he went back into the dining room last night, with his cage covered, and Alex@ playing a heartbeat. He slept until DH got up at 6.30.

    I need to do the weekly shop today then DH & I want to get out of the house for our daily exercise. It won't be far today since we can't take pup yet & DC3 is still limping. I'm hoping to get a few loads of washing done & line dried, then have a general tidy up around the house and get some more items listed for sale.

    Business has been quiet, but that's probably because I've not put much effort into advertising it recently. I'll have to put a bit of effort into social media this weekend.
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Puppy is gorgeous. Hope you get some time to relax
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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