Can't get insurance for my motorbike because...

missile

thetriggerhappypwner wrote: »

..... Anyway, just called up Hastings, and spent about 30 minutes on the phone to a lady who has stated that they only require a declaration with them that I had a policy cancelled with them. !!!8230;..

I don't think that is correct :eek: ????
The question on every insurance application I have seen is:

Have you ever had insurance declined or cancelld

To answer truthfully, you would have to say yes.

k3lvc

thetriggerhappypwner wrote: »

Nothing, they essentially agreed with Hastings because they produced some fabricated phone calls. That "proved" I was being abusive when I have the calls recorded and they only show I was getting frustrated. There is a very big difference as other users might agree.

Whereas other users who've come across you before and recall some of your deleted posts might agree that your view of 'frustration' often manifests itself in quite blatant abuse.

Given your difficult situation with insurance a calm & reasoned voice will be a great ally to you

Norman_Castle

thetriggerhappypwner wrote: »

Nothing, they essentially agreed with Hastings because they produced some fabricated phone calls. That "proved" I was being abusive when I have the calls recorded and they only show I was getting frustrated. There is a very big difference as other users might agree.

I would question if an insurer choosing not to deal with you because of abusive behaviour would justify cancelling your insurance leaving you with a record of cancellation. I understand the insurer choosing to avoid the behaviour but that should be separate from the insurance. If you are provided with proof of the reason for cancelling keep it and copies of it. Hopefully other insurers will see it as irrelevant to the policy.

Joe_Horner

thetriggerhappypwner wrote: »

Nothing, they essentially agreed with Hastings because they produced some fabricated phone calls. That "proved" I was being abusive when I have the calls recorded and they only show I was getting frustrated. There is a very big difference as other users might agree.

So they synthesised your voice in order to create a fake recording?

I know insurers sometimes get accused of playing hardball, but that's going some if they really did that!

Or did they just supply the recording they had of the real call, and the FO felt their interpretation of "aggressive" was more appropriate than your's of "frustrated"?

Retrogamer

thetriggerhappypwner wrote: »

That "guy" has a name thank you.

Hello Thomas

thetriggerhappypwner wrote: »

Nothing, they essentially agreed with Hastings because they produced some fabricated phone calls. That "proved" I was being abusive when I have the calls recorded and they only show I was getting frustrated. There is a very big difference as other users might agree.

That's so strange. I remember when Microsoft banned you from Xbox live for exactly the same reason. It must be really troublesome when companies keep making up stuff all the time.

thetriggerhappypwner

For the record, XBOX LIVE banned me for RECIEVING death threats. FACT!

Please get your facts right before making assumptions that you have no evidence to back up.

I did not say that they were making it up, I said that they were fabricating things, in that I mean saying things that are not true, or are twisted.

Joe_Horner

thetriggerhappypwner wrote: »

For the record, XBOX LIVE banned me for RECIEVING death threats. FACT!

Please get your facts right before making assumptions that you have no evidence to back up.

I did not say that they were making it up, I said that they were fabricating things, in that I mean saying things that are not true, or are twisted.

"They wrren't making it up, they were saying things that weren't true".

Riiiiggghhhtttt. Glad that's cleared up!

neilmcl

thetriggerhappypwner wrote: »

I did not say that they were making it up, I said that they were fabricating things, in that I mean saying things that are not true, or are twisted.

That makes perfect sense then :rotfl::rotfl:

thetriggerhappypwner

Why is it that everything I say is a joke? Are you actually expecting me to ride my bike illegally and get it seized by police for some sort of twisted revenge? I really don't understand why I am the target of trolls on this board when I am asking a VALID question.

Herzlos

Because you don't seem to realise (and I appreciate that this isn't your fault, here) that what you said was regarded as abuse and they don't want you as a customer. I really doubt they'd waste any time fabricating audio recordings.


It might be best to get someone to phone insurance companies on your behalf and explain the issues, and I understand it can be pretty frustrating.


Did you ever get to the bottom of why they cancelled the insurance in the first place?