PPI Reclaims not covered by the FOS

dunstonh

So if you don't mind me asking, if a case of say year 2000 and that company were not under jurisdiction as such, for example the GISC before the FSA came in, are the FOS now able to investigate those complaints as from now then?

That would be a break with precedent. The FOS do not review complaints of pre 1988 complaints unless the firm volunteers to do so (pre-regulation) and will not deal with FIMBRA authorised individuals unless they later went on to become PIA (now FSA) authorised individuals.

Firms pay money to cover the costs of the FSA/FOS/FSCS. It don't believe it is fair that firms that were not paying for those bodies can then use the services of those bodies.

skv123

di3004 wrote: »

Hi there

Thanks for posting this.

So if you don't mind me asking, if a case of say year 2000 and that company were not under jurisdiction as such, for example the GISC before the FSA came in, are the FOS now able to investigate those complaints as from now then?

A few of us in the past have had ours thrown back at us from the FOS as they were not covered by these regulators of when we taken out the policies.

Cheers.

As in the new thread started by tommy44. It's certainly worth calling the FOS about the individual complaint you have to see if your specific complain may now be considered.

di3004

skv123 wrote: »

As in the new thread started by tommy44. It's certainly worth calling the FOS about the individual complaint you have to see if your specific complain may now be considered.

Thanks Skv

Its very interesting to know this.

Is there anything in the media also about this do you know?
Cheers.;)

skv123

Only on our website thus far. I don't think i'm supposed to link to it.

I did find it strange that i could find no publication by the FOS on it as yet.

Natalie6999

I spoke to FOS on Friday, they are now able to consider all complaints for PPI including ones where there is no FSA or GISC membership.

showergirl

Natalie6999 wrote: »

I spoke to FOS on Friday, they are now able to consider all complaints for PPI including ones where there is no FSA or GISC membership.

Hi Natalie,

It's good to hear from you again.

Let's hope this will help you with your claim against M & S

di3004

Natalie6999 wrote: »

I spoke to FOS on Friday, they are now able to consider all complaints for PPI including ones where there is no FSA or GISC membership.

Brilliant news Natalie, thanks for posting up about this.;)X

pinknico

Really would love to follow this up, but the person I spoke to had no idea what I was speaking about, hope you get your email soon Di.

di3004

pinknico wrote: »

Really would love to follow this up, but the person I spoke to had no idea what I was speaking about, hope you get your email soon Di.

Hi Pinknico

Still waiting for the email unfortunately, just want to see it in Black and white, but on a few threads now this seems to be the case, so I am wondering if this has not been properly officialised yet as such????

di3004

I decided to email the Consumer Consultant at the FOS on this matter, see who gets back first.;)

I have been checking on their site as well for any updates - not come across any yet though. X