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taking responsibilty to get me where I want to be

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  • Some days you are the pidgeon and some days you are the statue

    I am resigned to needing a new vehicle after another black out with the rear lights on the way home.
    There is a lose wire somewhere or issue on the MCU somewhere as I only had new bulbs a few weeks ago and when I stop and restart the ignition the lights come back on. The exhaust actually cost me more then what the car is worth part exchange so I think its time to cut my losses.

    The problem is , I do not know what to do for the best from here - or what facility is available for me to use to make a purchase

    I know I don't want a french car and I know I want an enjoyable drive in a hatchback with a nice console/dashboard and as trouble free motoring as possible - I havent seen
    I'm not used to not having a solution in mind

    Next month my Very BNPL will be clear , I will quite possibly make my defaulted account clear at the same.

    Still have a begging Ex but staying strong , whats done is done
  • Payday in 2 days - I've given up on budgets , it is what it is - Its ok but need to replenish the savings pot which is easier said then done at this time of year

    The car search continues - Finance is inevitable if i was a reliable driving experience other wise I am just inheriting other peoples problems

    The mid life crisis in me pines for a convertible but the sensible side tells me not to over stretch , be patient and it will come
    I've looked at various small hatchbacks - none sing "buy me" ( except the ones with soft tops ! )

    I now have an ex begging and pleading telling me that everything will be different this time but having heard it so many times before its no longer working
    I have told him all I have to offer him is my friendship ( he should feel fortunate) - this is easier as we will cross paths but it may take some time before he is in a position to accept that
    He's a player and players don't like losing
  • So at times like this you need some guidance in life

    I just got back from a reading from a medium - touched on finances quite alot , apparantly 18 months to 2 years I'll be where I want to be

    Also my nan is very pleased I am shot of the man !
  • Payday tomorrow - thank god ! I've bought lunch from the sandwich can today as I woke up too late to make my own ( as I have all week) and am fed up of dried noodles which I keep in my drawer as back up
    I also only had sandwiches for dinner last night so feel extra hungry today


    I've spent much of the last 24 hours reflecting on my reading yesterday. Whether you are a believer or not there are some things the lady said that she could never have known unless she had a gift.

    She asked me where on earth I find the men I allow in to my life !! That is one thing that needs to change !
    She also said that I felt like I was rowing a boat upstream and I was tired and had to stop and take care of myself and allow myself some breathing space
    She touched very much on my finances and said in a couple of years I'll be sitting in my own very cosy front room.

    I always find these things re assurring when you are looking for some guidance in your life and want re assurance that you are on the right tracks
  • Happy payday, efes!
    Good advice from the medium, sounds like she knows what she's talking about. They don't always, but there are some surprisingly intuitive people out there...
    Maybe you could find some pennies to buy a stick to fend the player off, sounds like he's a stubborn one. Stay strong, you know you're right. And so does your Nan! :-)
    Starting debt (Aug 2018) £17,900
    Debt free September 2021
  • Payday in 2 days - I've given up on budgets , it is what it is - Its ok but need to replenish the savings pot which is easier said then done at this time of year

    The car search continues - Finance is inevitable if i was a reliable driving experience other wise I am just inheriting other peoples problems

    The mid life crisis in me pines for a convertible but the sensible side tells me not to over stretch , be patient and it will come
    I've looked at various small hatchbacks - none sing "buy me" ( except the ones with soft tops ! )

    I now have an ex begging and pleading telling me that everything will be different this time but having heard it so many times before its no longer working
    I have told him all I have to offer him is my friendship ( he should feel fortunate) - this is easier as we will cross paths but it may take some time before he is in a position to accept that
    He's a player and players don't like losing

    re the ex I have one of those too, nothing will change it never does
  • efes_shareholder
    efes_shareholder Posts: 1,694 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 3 December 2018 at 1:36PM
    Good morning and welcome to Monday

    A relatively quiet weekend - Had a girls night out on saturday which was very welcome , only spent £16.00 too which is always a plus

    Yesterday my sister and I zapped the housework and then I sorted my room out and took a look at what I had bought for Xmas
    Once the room was nice and tidy , I settled down with a new book and a glass of wine and had a chill out evening

    The car search is still continuing and I still have the same problem - NOTHING is shouting BUY me
    I have a budget in mind and had a loan come up on experian which fits so I may apply and then just go out for the weekend and find the car
    I have a week off between xmas and new year so maybe this is the ideal time

    I have had to be very firm with the ex - I know he can't change and seems to have this sense of "entitlement"
    I can only repeat what I say each time , which is - its done

    The newest move is to get a mutual friend to message me - He will be getting the same response !!!

    Suffered some sadness over the weekend , a friend was involved in a hit and run incident last week and sadly passed away from his injuries over the weekend
    I really do not get how someone can leave the scene of an accident - heartless
    He is going to be greatly missed

    It's time like these that every thing gets put in to perspective
  • Happy hump day people

    I have the finance in place for a new car , its at an APR thats better then I expected and I can manage the repayments
    It hasn't however made what to spend it on any clearer !
    I want something with a sporty look ( not boy racer ) but good running costs
    I don't want French - and I want hands free control on the steering wheel and blue tooth - other then I am not sure what

    I am currently driving a mini cooper 1.6 so I'd like something with a little bit of poke but I nee something a bit more practical then what i drive right now

    I was looking at an Astra Coupe but I have been put off by the fact the tyres are not a widely available size and a set can be around £700 !!

    I have to bear in mind when choosing that I am a 44 year old women not a 22 year old boy racer and this car also needs to last

    I have a feeling I am quite fussy

    Today the nicotine patches are back on , My mum has really surprised me with her changes and quite frankly put me to shame , it will never be a better time to try again myself then when the house is a smoke free zone.

    today I should get a date for my abnormal cell removal - I'm surprised that its expected to be done before xmas
    I spoke to my boss as obviously I will be out of the game for a day or two as I will be put to sleep for the procedure and I wanted to try and get the best date for us all
    Although concerned I was quite surprised by how insensitive he was as it was clearly evident that it was an inconvenience to his annual leave
    ( as a general rule we can't be out of office on the same day) and his main concern was getting me back in as quickly as possible
    I have been put to sleep twice before and it took several days for me to feel normal so I don't expect to be up and raring to go the following day
    He also gave the impression that I would be using my last day of annual leave , again surely a medical operation should be covered by sick leave

    Anyway , I'm trying not to take it personally , its something I need to have done so I don't develop cancerous cells at a later stage not just me wanting to go shopping !!
  • Humdinger1
    Humdinger1 Posts: 2,295 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Efes

    Just coming out of lurkerdom to say how much I enjoy your diary and how well you're doing. The way you keep everything balanced and stay jolly is an inspiration.

    Your boss needs a damn good slap; I only wish I could be the one to administer it but I might have to join a very long queue? Material for an updated Wonderwoman film here -a posse of MSE righters-of- wrongs roaming the planet; correcting injustices on the spot; and helping egotistical oafs like your boss understand where they've gone wrong and their true place in the world; and all in stand-out costume! Hang on, why a film? Why not in real life??

    Seriously, if you have an HR dept, it would be worth consulting them; or maybe you have an employee handbook that covers this?

    Look forward to your next update. Humdinger
  • pidge04
    pidge04 Posts: 792 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    People (bosses) can be so annoying sometimes!!
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
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