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virgin money

took out a credit card was told over the phone would recieve infomation pack and to sign it and send it back and would also need to show bank statements, nothing came but the credit card and i stupidly started using it. By using the card does it mean i am automatically in contract with them ?

Comments

  • PeacefulWaters
    PeacefulWaters Posts: 8,495 Forumite
    Yes, it does.
  • Vortigern
    Vortigern Posts: 3,306 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    ...and having used the card, you now need to find out how to log on to your account, find your limit, view statements and most importantly, when and how to pay your bill.
  • Dobbibill
    Dobbibill Posts: 4,199 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Why is it you say 'stupidly started using it'. Was that not your objective when you submitted the application?

    What's changed for you since applying? We may be able to offer other suggestions.
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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