PayPal Debt from my Teenager!

2e0arr

masonic wrote: »

His date of birth would need to be corrected if entered incorrectly, but the age of criminal responsibility in England and Wales is 10 years old, so it is unlikely he is too young to have a record on an anti-fraud database.

Masonic yes
Would the details show his incorrect dob ?
If they do is it in his best interests to leave them like that ? Within weeks or months Paypal/ money collectors will have stopped chasing this.

Maybe in the years to come if there is a flag there he will be successful in removing it by saying its id fraud someone has created my ID with right name address but incorrect dob.

Without an admission of guilt they will need proof.

2e0arr

masonic wrote: »

His date of birth would need to be corrected if entered incorrectly, but the age of criminal responsibility in England and Wales is 10 years old, so it is unlikely he is too young to have a record on an anti-fraud database.

Yes. but can only a court can determine someone as a criminal ? unless there is an admission of guilt with a solicitor advising No comment mantra ...

masonic

2e0arr wrote: »

Masonic yes
Would the details show his incorrect dob ?
If they do is it in his best interests to leave them like that ? Within weeks or months Paypal/ money collectors will have stopped chasing this.

Maybe in the years to come if there is a flag there he will be successful in removing it by saying its id fraud someone has created my ID with right name address but incorrect dob.

Without an admission of guilt they will need proof.

In all likelihood he will not be living at the parental home when he begins to build up a credit history, so the link to this record (if it even exists) might never get made.

masonic

2e0arr wrote: »

Yes. but can only a court can determine someone as a criminal ? unless there is an admission of guilt with a solicitor advising No comment mantra ...

There is no need to be convicted of a crime to get onto such databases. Look at the numerous cases of people being 'unbanked' on the mere presumption of guilt. Of course, challenging such a case might lead to further investigation.

d123

2e0arr wrote: »

Within weeks or months Paypal/ money collectors will have stopped chasing this.

Maybe in the years to come if there is a flag there he will be successful in removing it by saying its id fraud someone has created my ID with right name address but incorrect dob.

And when he gets caught out lying he'll be in an even worse situation...

jevoudrais

masonic wrote: »

There is no need to be convicted of a crime to get onto such databases. Look at the numerous cases of people being 'unbanked' on the mere presumption of guilt. Of course, challenging such a case might lead to further investigation.

Surely the data has to be accurate ? denying someone with a different birth date does this mean they have been screened vetted or processed incorrectly ?

I imagine if the kid had not done this and another had used his id without him or his mum knowing, then is it not wrong or unlawful to have bad inaccurate data on an innocent person ?

masonic

jevoudrais wrote: »

Surely the data has to be accurate ? denying someone with a different birth date does this mean they have been screened vetted or processed incorrectly ?

I imagine if the kid had not done this and another had used his id without him or his mum knowing, then is it not wrong or unlawful to have bad inaccurate data on an innocent person ?

If he was innocent he could challenge it and get it removed. There is a process for doing so, although people who have been in this situation have not found it easy.

But he is not innocent. Nevertheless, he has the right to correct his date of birth. I would suggest it is in his interest that he does not do so as it will make it easier to link him to the supposed record, if it indeed exists and includes a date of birth.

Or are you suggesting he fraudulently claims he never made the paypal transactions or supplied the "bad inaccurate data"?

EachPenny

2e0arr wrote: »

Yes. but can only a court can determine someone as a criminal ? unless there is an admission of guilt with a solicitor advising No comment mantra ...

It is likely that a Police investigation coupled with the computer records would identify that someone within the houshold had created an account using false details and then gone on to obtain services without the intention of paying for them. There is a long list of potential offences that could have been committed here.

But as masonic says, there is no need for a conviction for your name to get on the naughty list, and once on it, you would need to prove why you shouldn't be on it, and may only be able to do so by implicating others.

If companies were not allowed to protect themselves from this kind of situation then every under 18 year old in the country would be at it, some of them at the request of their parents.

d123

jevoudrais wrote: »

Surely the data has to be accurate ? denying someone with a different birth date does this mean they have been screened vetted or processed incorrectly ?

I imagine if the kid had not done this and another had used his id without him or his mum knowing, then is it not wrong or unlawful to have bad inaccurate data on an innocent person ?

Why do the words "perverting the course of justice" come to mind when I read posts like this?

jevoudrais

masonic wrote: »

If he was innocent he could challenge it and get it removed. There is a process for doing so, although people who have been in this situation have not found it easy.

But he is not innocent. Nevertheless, he has the right to correct his date of birth. I would suggest it is in his interest that he does not do so as it will make it easier to link him to the supposed record, if it indeed exists and includes a date of birth.

Or are you suggesting he fraudulently claims he never made the paypal transactions or supplied the "bad inaccurate data"?

You ask me a good question, I would not suggest he say never made fraudulent claims. I would suggest he remains silent "no comment" which is lawful.