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When you owe more than your annual net salary

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  • pidge04
    pidge04 Posts: 792 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Oh my goodness....how blooming fabulous and highly motivated are you, Lexie Lou?
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
  • LexieLou
    LexieLou Posts: 715 Forumite
    Part of the Furniture 500 Posts Debt-free and Proud! Name Dropper
    pidge04 wrote: »
    Oh my goodness....how blooming fabulous and highly motivated are you, Lexie Lou?

    I hope it lasts Pidge...fab news on the baby sitting :beer:...delighted for you xxx
    £38,000 and change to £0
  • Good luck with Etsy, what kind of things do you sew?
  • LexieLou
    LexieLou Posts: 715 Forumite
    Part of the Furniture 500 Posts Debt-free and Proud! Name Dropper
    Red_Athena wrote: »
    Good luck with Etsy, what kind of things do you sew?

    Just small accessories, can't wait to get sewing this weekend. I've a few messages to do and then I can get started on Sunday.

    Hows you Red?
    £38,000 and change to £0
  • LexieLou
    LexieLou Posts: 715 Forumite
    Part of the Furniture 500 Posts Debt-free and Proud! Name Dropper
    Its the last day of Aug, which means tomorrow is 1st Sept, and my £10 a day challenge starts....I cannot wait. I need this challenge as I want to study part time and this money will pay for it. Motivation or what?

    A few items ending this weekend on ebay, so can include them and I have loads more to add...a few a day might get it sorted

    I need to tackle the weeds on the patio tomorrow. I've been avoiding them and of course because of the good amount of rain lately they have gone mad growing

    Nothing else to report...Life is good at the min..

    Lots of Love

    LL xx
    £38,000 and change to £0
  • pidge04
    pidge04 Posts: 792 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    What is the £10 challenge?

    Eeek! So excited for you for aiming towards part time studying!

    It is wonderful to hear that life is good for you right now.
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
  • LexieLou
    LexieLou Posts: 715 Forumite
    Part of the Furniture 500 Posts Debt-free and Proud! Name Dropper
    pidge04 wrote: »
    What is the £10 challenge?

    Its called make up to £10 a day, September Challenge, or words to that effect. its in the Debt Free Wannabe Challenges. You don't have to do £10 a day, anything you want. Some folk have signed up for £50 for the month, some £100, and then there is me, who is greedy and needs to gather £4k to study this year, so I can earn more money to get myself out of this hole I am in faster than the current expected time frame. Greed is a great motivator.
    £38,000 and change to £0
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Hi Lexielou :hello:

    Thought I would return the favour and read your diary well done on getting help with SC I'm sure youll have that debt gone long before SC says as you sound very determined xx

    Good luck with the £10 a day challenge and I've subscribed xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Happy Sunday

    Todays To Do's:
    • Freeze casserole made last ngiht
    • Make Chicken Pie Filling and freeze in batches
    • Clean bathroom and cloakroom
    • Wash work clothes
    • Mop kitchen fllor
    • list ebay items * 5 items
    • start ETSY items

    Busy day ahead, but I need to get off my tod and get some things done

    LL xx
    £38,000 and change to £0
  • LexieLou wrote: »
    Just small accessories, can't wait to get sewing this weekend. I've a few messages to do and then I can get started on Sunday.

    Hows you Red?

    I’m good, thank you. Have started my own diary, and am feeling like September is ‘month one’ for me :)
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