When you owe more than your annual net salary

lindez

Take care Lexi hope working from home this week helps a little with less time commuting. x

LexieLou

Hi All

So after a week of not eating well (junk food and a few bevvies), I didn't put on any weight at slimming world! yay.

I'm not long in...so tired. Didn't sleep last night, the usual Sunday night unsettled sleeping pattern.

I'm struggling with SC, I can't get in touch with them during the day as I don't have any free time, Barclaycard have sent me a letter saying that I haven't been in touch...I have, well SC have.

Tesco keep calling, saying I've not been in touch with them. Yet SC tell me that Tesco have rejected my I&E. Feel like jacking in my job and taking a lower paid job, just to prove that my salary is as high as it is, because of how far I travel everyday. Rant over.

Night xx

sonuenjoys

To seek assistance on Barclaycard debt, you can approach Barclaycard directly for :

1. Minimum payment reduction through collections team (affects your credit file once on a payment plan)

2. Interest reduction through Superserver team (doesnt affect credit file) but your account should have an offer. This team will check for an offer if your account is not closed or suspended.

Thanks

LexieLou

sonuenjoys wrote: »

To seek assistance on Barclaycard debt, you can approach Barclaycard directly for :

1. Minimum payment reduction through collections team (affects your credit file once on a payment plan)

2. Interest reduction through Superserver team (doesnt affect credit file) but your account should have an offer. This team will check for an offer if your account is not closed or suspended.

Thanks

Thanks for the advice, but SC wrote to Barclaycard on the 1st Aug and I have been in touch with Barclaycard, so they are playing silly games....They also prefer people not to use SC and go through them to pay your debt off. Dude in Barclaycard told me this...

pidge04

How annoying. Hope it gets sorted out ASAP.
I never sleep well on Sundays. Is that the anxiety of the week ahead?

LexieLou

pidge04 wrote: »

I never sleep well on Sundays. Is that the anxiety of the week ahead?

For me its more that I've stayed up late Fri and Sat night and mt sleeping pattern is totally out of whack. x

sonuenjoys

They say something else about SC on their website

help.barclaycard.co.uk/brochure/paying_bill/difficulties-making-payments

LexieLou

Hey

It's late, took the dog for a walk earlier, wore stupid old socks and now have a whopping blister on the back of both ankles...silly me

Also, did a quick tarot card reading tonight...eerily accurate. Was told to be kind to myself and believe that all would work itself out. So random

Had to spend money today, totally my own fault as I've not done any advance cooking and had to make dinner from scratch, the usual last minute thing. I'm beginning to hate spending money, can't seem to hold onto it, but hate spending it all the same.

Last few months have been stupidly busy, so glad to have this weekend to batch cook, ebay and clean the house - you know under the beds style clean the house

Night all

LL xx

LexieLou

Ola

Made some pastry thing with caramelised onions (yummy) a left over courgette and goats cheese....blugh...Wish I'd done something else.. at least I learned how to make caramelised onions

Gonna list some ebay thing tomorrow...actually looking forward to that

Plus do some batch cooking tomorrow night...desperately needed

Also have the chance to call SC tomorrow, to discuss my stupidly inaccurate mileage I gave them...still kicking myself about that. Anyway.

Night all xx

beanielou

Try not to worry. I am sure that Step Change will be able to help