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British Gas cancelled my direct Debit - their fault - now added new Derogatory status to credit
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GAKent
Posts: 10 Forumite

Have just posted this in Energy section of Forum. As it could have technically gone in both, am just posting here as a link (cant post actual link as a new user
:
British Gas cancelled my direct Debit - their fault - now added new Derogatory status to credit
________________________________________
Around December, British Gas without any notification stopped my direct debit for my dual Gas/ Elec.
I noticed this around Feb so called them and they said they were having difficulties finding me on their systems and would call me back.
On 5th of April I got a letter stating in big letters
'We're sorry - your payments weren't set up correctly'
Then in smaller text
'Dear Mr G
Due to a problem at our end, your fixed monthly Direct Debit payments have not been set up correctly for both your gas and electricity. To help us fix the issue, we've had to stop taking payments from you. The cause of this has now been fixed, but in order to do this we've had to move you to a cash and cheque payment arrangement. You'll be sent bills every quarter. If you'd like us to change the payment method t either monthly fixed or a direct debit, please do so'
Which I did, called their 'lovely' call centre in South Africa and they asked I paid 60% more each month to cover the period they weren't taking payments, and set up the direct debit again for 1st May.
Just woke up today to a 'lovely' email from Equifax with a new derogatory status on my account for British Gas stating 'Status I - Account In Arrears'
Am furious
Any tips before I call their Complaints team on what I should be asking for?
Thanks

British Gas cancelled my direct Debit - their fault - now added new Derogatory status to credit
________________________________________
Around December, British Gas without any notification stopped my direct debit for my dual Gas/ Elec.
I noticed this around Feb so called them and they said they were having difficulties finding me on their systems and would call me back.
On 5th of April I got a letter stating in big letters
'We're sorry - your payments weren't set up correctly'
Then in smaller text
'Dear Mr G
Due to a problem at our end, your fixed monthly Direct Debit payments have not been set up correctly for both your gas and electricity. To help us fix the issue, we've had to stop taking payments from you. The cause of this has now been fixed, but in order to do this we've had to move you to a cash and cheque payment arrangement. You'll be sent bills every quarter. If you'd like us to change the payment method t either monthly fixed or a direct debit, please do so'
Which I did, called their 'lovely' call centre in South Africa and they asked I paid 60% more each month to cover the period they weren't taking payments, and set up the direct debit again for 1st May.
Just woke up today to a 'lovely' email from Equifax with a new derogatory status on my account for British Gas stating 'Status I - Account In Arrears'
Am furious
Any tips before I call their Complaints team on what I should be asking for?
Thanks
0
Comments
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Just call BG and get them to change it0
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Why were they asking you to pay 60% more?
Is this on a temporary basis to cover the money you kept to one side when they cancelled the DD?
Were you up to date or paying estimated bill and now have been billed correctly for an acutal reading?
Do you have an option to revert back to DD in the future?
Have you considered doing a switch? (the account can't be arrears when this happens)I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.0 -
Had a similar issue.
Called the complaints team and it was fixed within a week.
All markers removed from all 3 credit files0 -
Thanks @Gary Dexter. They say the will resolve credit file in 1 week. Lets see!
Have responded more on Energy forum post relating to issues re energy billing0
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